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<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/22/georgia-man-accused-insurance-fraud-faking-fall-cherokee-county</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/22/norwood-woman-charged-insurance-fraud-accused-falsely-reporting-lost</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/18/apex-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/17/special-agents-accuse-smithfield-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/16/special-agents-accuse-randleman-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/04/commissioner-causey-warns-against-smoking-near-oxygen-tanks</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/04/special-agents-file-false-pretense-charge-against-charlotte-man</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/04/wilmington-insurance-agent-charged-embezzlement</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/10/ncs-young-captive-insurance-program-advances-industry-leader</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/10/nc-department-insurance-conduct-disaster-relief-flood-insurance-town</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/04/08/commissioner-causey-thanks-shiip-volunteers-during-national-volunteer</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/29/commissioner-causey-negotiates-settlement-proposed-auto-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/29/hands-free-legislation-highlighted-during-distracted-driving-press</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/28/greensboro-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/28/greensboro-woman-charged-insurance-fraud-0</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/05/commissioner-causey-discuss-disaster-recovery-insurance-public-policy</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/28/special-agents-accuse-castle-hayne-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/20/denver-woman-accused-insurance-fraud-involving-lapsed-policy</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/20/special-agents-charge-charlotte-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/13/former-johnston-county-volunteer-fire-chief-given-probation-ordered</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/12/special-agents-charge-yadkin-county-woman-insurance-fraud-renters</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/change-your-clock-change-your-battery</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/high-point-man-faces-insurance-fraud-charge</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/special-agents-charge-high-point-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/special-agents-file-insurance-fraud-charge-against-waxhaw-woman</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/special-agents-charge-greensboro-man-insurance-fraud-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/special-agents-charge-fletcher-man-insurance-fraud-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/special-agents-charge-mooresville-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/03/08/raleigh-woman-accused-filing-false-unemployment-claims</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/22/insurance-commissioner-causey-backs-distracted-driving-legislation</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/20/saint-special-agents-charge-georgia-man-conspiracy-embezzle</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/20/saint-pauls-woman-accused-falsely-reporting-electrical-surge-damage</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/20/special-agents-charge-kannapolis-woman-insurance-fraud</loc><lastmod>2025-05-12T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/19/insurance-companies-request-homeowners-rate-increase-mobile-home</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/19/garner-man-faces-numerous-charges-related-renters-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/14/special-agents-charge-georgia-man-conspiracy-embezzle</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/14/special-agents-charge-father-daughter-insurance-fraud-conspiracy</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/09/medicare-special-enrollment-period-recipients-affected-hurricane</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/14/special-agents-charge-timberlake-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/07/commissioner-causey-disagrees-insurance-companies-proposed-homeowners</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/06/special-agents-charge-charlotte-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/05/special-agents-charge-laurinburg-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/04/auto-insurance-companies-ask-76-percent-rate-increase</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/04/dont-feel-burn-national-burn-awareness-week-runs-feb-3-9</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/02/01/commissioner-causey-urges-tv-safety-ahead-super-bowl-weekend</loc><lastmod>2025-04-10T19:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/30/special-agents-arrest-texas-man-embezzlement-conspiracy-charges</loc><lastmod>2025-05-12T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/30/goldsboro-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/30/greensboro-woman-faces-false-pretense-bail-bond-charges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/30/special-agents-charge-browns-summit-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/29/cold-snap-ahead-state-fire-marshal-mike-causey-shows-dangers-space-heaters-live-fire-demonstration</loc><lastmod>2025-04-01T19:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/09/dental-office-employee-charged-insurance-fraud-embezzlement</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/09/special-agents-file-arson-insurance-fraud-charges-against-clay-county</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/03/special-agents-accuse-candler-woman-false-pretense-bail-bond</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/03/special-agents-accuse-high-point-man-issuing-false-drivers-liability</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/03/durham-man-arrested-insurance-fraud-false-pretense-charges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/03/special-agents-accuse-winston-salem-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/11/commissioner-causey-safe-kids-nc-provide-child-passenger-safety-seats-and-toys-hurricane-dorian</loc><lastmod>2025-04-10T19:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/11/special-agents-file-insurance-fraud-charge-unlicensed-public-adjuster</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/12/special-agents-charge-columbus-county-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/12/raeford-woman-faces-insurance-fraud-attempted-false-pretense-charges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/20/commissioner-causey-offers-christmas-safety-checklist</loc><lastmod>2025-04-10T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/12/20/special-agents-charge-man-first-degree-murder-gaston-county</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/06/state-fire-marshal-mike-causey-issues-warning-beware-silent-killer</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/06/insurance-commissioner-rejects-huge-rate-increase-proposal-negotiates</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/07/be-wary-medicare-scams</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/02/nc-office-state-fire-marshal-gains-new-fire-investigation-unit</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/03/keeping-families-safe-when-traveling-wintry-weather</loc><lastmod>2025-04-10T19:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/05/insurance-commissioner-causey-rejects-proposed-homeowners-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/09/fire-deaths-rise-result-cold-snap</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/01/18/tips-help-if-your-home-or-car-damaged-winter-storm</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/19/scotland-county-man-arrested-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/26/safe-kids-nc-nominates-seven-people-americas-favorite-crossing-guard</loc><lastmod>2025-04-10T18:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/01/26/ahoskie-woman-charged-insurance-fraud-case</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/02/national-tv-safety-day-coincides-super-bowl-weekend</loc><lastmod>2025-04-10T19:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/08/rate-bureau-requests-average-189-percent-hike-dwelling-policies</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/15/harnett-county-man-arrested-fraud-charge</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/16/nc-dept-insurance-office-state-fire-marshal-work-keep-schools-safe</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/26/insurance-commissioner-causey-warns-medicare-scams</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/28/caswell-county-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/02/28/charlotte-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/01/albemarle-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/07/trenton-woman-charged-embezzling-insurance-premiums</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/09/change-your-clock-change-your-battery</loc><lastmod>2025-05-14T19:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/10/charlotte-man-accused-passing-forged-insurance-documents-false</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/10/special-agents-charge-charlotte-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/15/commissioner-causey-sets-2020-flood-insurance-conferences-across</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/22/ncdoi%E2%80%99s-captive-insurance-program-posts-strong-numbers</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/22/safe-kids-nc-provide-books-children-pedestrian-safety-event</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/27/special-agents-charge-elizabeth-city-woman-insurance-fraud-attempted</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/16/insurance-commissioner-causey-welcomes-15-agents-fight-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/28/ahead-super-bowl-weekend-commissioner-causey-urges-tv-safety</loc><lastmod>2025-04-10T19:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/21/op-ed-commissioner-calls-congress-preserve-shiip-funding</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/03/22/smithfield-woman-arrested-fraud-charges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/06/ncs-captive-insurance-program-recognized-industry-leader</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/09/insurance-commissioner-mike-causeys-statement-arrest-bail-bond-agent</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/10/commissioner-causey-urges-youth-athletes-stay-safe</loc><lastmod>2025-04-10T19:21Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/18/insurance-commissioner-causey-settles-homeowners-insurance-rate</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/23/department-insurance-representatives-set-help-tornado-survivors-file</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/23/commissioner-causey-urges-caution-during-playground-safety-awareness-week</loc><lastmod>2025-11-19T20:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/24/lenoir-county-woman-charged-filing-287-fraudulent-cancer-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/04/25/insurance-commissioner-mike-causey-tours-storm-damage-greensboro</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/01/suspended-chief-charged-insurance-fraud-embezzlement-johnston-county</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/03/operation-medicine-drop-collects-record-number-potentially-dangerous-medications</loc><lastmod>2025-11-19T20:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/08/office-state-fire-marshal-recognizes-national-arson-awareness-week</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/14/deadly-greensboro-fire-tragic-reminder-importance-smoke-alarms</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/15/be-prepared-during-and-after-storm</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/17/home-fire-sprinklers-put-out-fires-save-lives</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/17/wake-county-woman-accused-insurance-fraud-worker%E2%80%99s-comp-claim</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/17/wilmington-man-arrested-attempted-false-pretense-charge</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/21/five-charged-jackson-county-unlicensed-bail-bond-conspiracy</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/21/selma-woman-arrested-insurance-fraud-charge</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/21/special-agents-charge-two-goldsboro-women-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/24/special-agents-file-false-pretense-charge-against-salisbury-man</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/24/special-agents-charge-guilford-county-man-making-false-statement</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/30/special-agents-charge-greensboro-man-attempted-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/25/browns-summit-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/25/special-agents-charge-hope-mills-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/31/safe-kids-north-carolina-offers-tips-reduce-child-drownings-all-bodies-water</loc><lastmod>2025-05-14T16:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/31/commissioner-causey-issues-bulletin-aiding-people-needing</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/05/31/special-agents-file-insurance-fraud-conspiracy-charges-against-two</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/01/special-agents-charge-asheboro-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/01/rowan-county-man-accused-insurance-fraud-attempting-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/06/perquimans-county-man-charged-insurance-fraud-involving-car-was-used-robbery</loc><lastmod>2025-05-12T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/06/prevent-summertime-tragedies-never-leave-children-alone-hot-cars</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/19/special-agents-file-insurance-fraud-charges-against-trinity-man</loc><lastmod>2025-04-10T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/19/special-agents-charge-four-insurance-fraud-conspiracy</loc><lastmod>2025-05-12T19:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/19/special-agents-charge-hertford-woman-insurance-fraud</loc><lastmod>2025-05-12T19:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/03/national-burn-awareness-week-raises-awareness-and-prevents-burn</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/20/state-fire-marshal-mike-causey-organizes-statewide-smoke-alarm-canvass-prevent-fire-deaths</loc><lastmod>2025-05-14T19:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/25/results-are-office-state-fire-marshal-installs-thousands-smoke-alarms-declares-statewide-canvass</loc><lastmod>2025-11-19T20:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/26/state-fire-marshal-mike-causey-urges-firework-safety-holiday</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/27/beaufort-county-man-arrested-insurance-fraud-attempted-false-pretense-charges</loc><lastmod>2025-05-12T19:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/27/commissioner-causey-announces-captive-insurance-program-provided-30</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/06/27/insurance-commissioner-causey-settles-dwelling-insurance-rate-dispute</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/03/commissioner-causey-stresses-water-safety-ahead-fourth-july</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/03/special-agents-charge-monroe-man-insurance-fraud</loc><lastmod>2025-05-12T19:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/03/special-agents-charge-rocky-mount-woman-insurance-fraud</loc><lastmod>2025-05-12T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/03/special-agents-charge-charlotte-woman-insurance-fraud</loc><lastmod>2025-05-12T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/06/dont-throw-caution-wind-avoid-fireworks</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/06/commissioner-causey-urges-storm-preparedness-tropical-storm-chris-lurks-north-carolina-coast</loc><lastmod>2025-05-14T19:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/12/special-agents-charge-fayetteville-man-insurance-fraud-identity-theft-obtaining-property-false</loc><lastmod>2025-05-14T19:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/12/special-agents-charge-raleigh-man-insurance-fraud</loc><lastmod>2025-05-12T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/01/31/special-agents-charge-robeson-county-woman-insurance-fraud</loc><lastmod>2024-08-28T15:14Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/10/scary-burn-incident-reignites-concern-over-smoking-while-oxygen</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/18/shiip-statewide-award-winners-announced</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/18/shiip-announces-annual-regional-awards</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/06/media-opportunity-children-combat-blazes-learn-fire-safety-guil-rand</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/24/insurance-commissioner-causey-welcomes-arch-capital-nc</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/27/media-opportunity-heatstroke-prevention-awareness-day-look-you-lock</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/07/30/update-canceled-due-forecasted-rain-media-opportunity-heatstroke</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/01/special-agents-file-fraud-other-charges-against-deep-run-man</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/02/august-back-school-safety-month-know-rules-road</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/03/special-agents-charge-martin-county-women-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/03/durham-man-accused-fraudulently-making-insurance-claim-repossessed</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/03/special-agents-charge-man-fraud-cumberland-harnett-counties</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/03/special-agents-charge-greensboro-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/07/special-agents-investigation-leads-roofing-firm-owners-arrest</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2019/08/08/insurance-commissioner-mike-causey-offers-tips-avoid-roofing-scams</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/15/special-agents-charge-greensboro-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/16/insurance-commissioner-causey-prohibits-use-unc-asheville%E2%80%99s-new</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/18/commissioner-causey-unc-asheville-reach-agreement-abate-new-dorm</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/22/how-optimize-your-medicare-benefits</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/08/24/new-medicare-cards-being-mailed-out</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/insurance-commissioner-causey-urges-residents-prepare-now-florence%E2%80%99s</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/insurance-agent-accused-embezzling-funds</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/special-agents-accuse-winston-salem-man-practicing-law-without</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/special-agents-charge-fayetteville-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/durham-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/10/special-agents-charge-efland-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/13/insurance-commissioner-assures-residents-industry-storm-ready</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/17/insurance-commissioner-causey-sets-victim-assistance-centers-fema-nat</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/18/insurance-commissioner-causey-sets-insurance-camps-victim-assistance-centers-help-storm-victims-get</loc><lastmod>2025-05-14T19:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/19/insurance-commissioner-causey-florence-victims-dont-be-victim-twice</loc><lastmod>2025-11-21T16:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/21/state-fire-marshal-mike-causey-urges-safety-and-understanding-ahead</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/26/duke-er-doctor-state-officials-urge-proper-use-child-safety-seats-belts-0</loc><lastmod>2025-04-10T19:21Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/03/safe-kids-nc-organizes-child-passenger-safety-seat-take-back-events-help-victims-hurricane-florence-0</loc><lastmod>2025-04-10T18:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/04/state-fire-marshal-mike-causey-reminds-families-look-listen-learn-be-aware-fire-can-happen-anywhere</loc><lastmod>2025-05-13T15:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/15/medicare-open-enrollment-now-underway-and-runs-until-december-7</loc><lastmod>2025-05-12T19:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/17/insurance-commissioner-causey-sets-victim-assistance-centers-fema-0</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/18/insurance-commissioner-causey-sets-insurance-camps-victim-0</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/19/insurance-commissioner-causey-florence-victims-dont-be-victim-twice-0</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/21/state-fire-marshal-mike-causey-urges-safety-and-understanding-ahead-0</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/09/26/duke-er-doctor-state-officials-urge-proper-use-child-safety-seats-belts</loc><lastmod>2025-04-10T19:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/03/safe-kids-nc-organizes-child-passenger-safety-seat-take-back-events-help-victims-hurricane-florence</loc><lastmod>2025-04-10T18:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/04/state-fire-marshal-mike-causey-reminds-families-look-listen-learn-be-aware-fire-can-happen-anywhere-0</loc><lastmod>2025-05-13T15:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/17/pitt-county-woman-faces-insurance-fraud-false-pretense-forgery-charges</loc><lastmod>2024-08-28T15:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/19/special-agents-charge-cleveland-county-woman-id-theft-forgery-false</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/20/special-agents-charge-winterville-man-forgery-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/20/lumberton-man-faces-insurance-fraud-false-pretense-charges</loc><lastmod>2024-08-28T15:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/02/20/apex-woman-charged-insurance-fraud-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/22/natl-teen-driver-safety-week-spotlights-dos-and-donts-safe-driving</loc><lastmod>2025-05-14T19:43Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/23/be-aware-when-thermometer-dips-fires-increase</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/24/commissioner-causey-approves-decrease-workers-compensation-rates</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/24/operation-medicine-drop-aims-fight-opioid-epidemic-preventing-poisonings</loc><lastmod>2025-05-13T15:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/26/open-enrollment-2019-federal-health-insurance-begins-nov-1</loc><lastmod>2025-05-12T19:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/26/plea-cancer-insurance-fraud-case-lands-lenoir-county-woman-prison</loc><lastmod>2025-05-12T19:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/10/31/operation-medicine-drop-aims-fight-opioid-epidemic-preventing-poisonings</loc><lastmod>2025-05-13T15:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/01/state-fire-marshal-mike-causey-reminds-families-change-your-clocks-change-your-battery</loc><lastmod>2025-05-13T15:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/07/shiip-teams-high-point-university-students-help-seniors-medicare</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/16/state-fire-marshal-mike-causey-urges-caution-kitchen-thanksgiving</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/21/new-medicare-cards-have-been-mailed-nc-residents-heres-what-do-if-you-havent-received-yours-yet</loc><lastmod>2025-05-12T19:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/21/keep-your-holidays-going-flames</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/29/commissioner-causey-shows-how-quickly-dry-christmas-tree-can-burn</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/11/30/special-enrollment-period-medicare-recipients-affected-hurricane-florence</loc><lastmod>2025-05-12T19:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/10/nc-fire-marshal-mike-causey-offers-tips-keep-safe-and-warm-if-power-goes-out</loc><lastmod>2025-05-12T19:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/12/winston-salem-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/12/special-agents-accuse-wilmington-man-embezzlemen</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/13/special-agents-file-charge-against-carrboro-woman</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/17/special-agents-accuse-jamestown-man-hiding-vehicle-hed-reported</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/19/special-enrollment-period-announced-aca-enrollees-affected-winter</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/19/special-agents-accuse-wilson-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/19/special-agents-accuse-winston-salem-man-filing-fraudulent-medical</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/20/insurance-commissioner-causey-offers-holiday-travel-safety-tips</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/20/burlington-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/20/special-agents-accuse-alamance-county-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2018/12/21/nc-rate-bureau-asks-174-percent-rate-increase-homeowners-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/10/franklin-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/12/causey-provides-insurance-checklist-new-year</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/17/nc-rate-bureau-withdraws-dwelling-fire-rate-filing</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/20/durham-couple-accused-insurance-fraud</loc><lastmod>2025-05-12T19:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/20/two-accused-insurance-fraud-franklin-county</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/25/beaufort-county-woman-accused-submitting-fraudulent-documents</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/27/success-continues-north-carolinas-captive-insurance-company-program</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/01/wake-county-bail-bondsman-accused-soliciting-business-inside-confinement-facility</loc><lastmod>2025-05-12T19:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/01/01/state-fire-marshal-supports-first-responder-bill</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/02/state-fire-marshal-announces-brian-taylor-assistant-fire-marshal</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/03/north-carolina-auto-insurance-companies-ask-138-percent-rate-hike</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/07/causey-salutes-rep-johnson-captive-insurance-program</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/08/anson-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/09/winston-salem-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/09/wilkes-county-man-accused-burning-personal-property</loc><lastmod>2025-05-12T19:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/13/raleigh-man-accused-felonious-restraint</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/15/person-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/17/three-accused-setting-intentional-fire-claim-insurance-payment</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/04/commissioner-causey-hold-medicare-cost-savings-town-halls-wilmington</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/05/insurance-commissioner-and-state-fire-marshal-causey-frontline</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/05/daylight-saving-time-brings-forth-important-reminder-change-your</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/05/commissioner-causey-releases-statement-guilty-verdict-lindberg-trial</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/20/smoke-alarm-raises-concerns-osfm-discontinues-distribution</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/23/orange-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/23/winston-salem-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/27/bertie-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/28/rocky-mount-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/02/28/greensboro-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/02/wilson-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/02/warren-county-man-accused-attempting-defraud-insurance-company</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/03/raleigh-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/08/pinehurst-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/13/nc-couple-accused-staging-stolen-vehicle</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/15/wake-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/17/70-charged-charlotte-rate-evasion-operation</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/20/operation-medicine-drop-aims-prevent-poisonings</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/24/nc-department-insurance-says-proposed-auto-rate-hike-unwarranted</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/03/29/ncdoi-criminal-investigators-recover-11-million-nc-citizens</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/06/hertford-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/07/wake-forest-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/12/commissioner-causey-urges-citizens-avoid-distracted-driving</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/13/gates-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/17/franklin-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/20/edgecombe-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/24/durham-county-woman-accused-identity-theft</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/25/two-wake-county-men-accused-conspiracy-and-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/04/28/two-sanford-women-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/02/robeson-county-woman-accused-identity-theft</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/04/causey-announces-first-100-days-success</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/11/three-nc-men-accused-deliberately-damaging-roofs-during-inspections</loc><lastmod>2022-04-21T19:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/19/office-state-fire-marshal-recognizes-mooresville-fire-rescue</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/23/causey-touts-104500-penalty-recovery-zenefits-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/25/nash-county-man-accused-insurance-fraud</loc><lastmod>2025-05-12T19:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/05/25/media-opportunity</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/01/commissioner-causey-offers-5-key-tips-prepare-hurricane-season</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/02/warren-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/05/commissioner-causey-wants-north-carolina-put-safety-first</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/06/franklin-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/07/pitt-county-man-accused-embezzlement</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/05/act-prevent-tragedies-hot-cars</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/15/media-opportunity</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/15/agreement-reached-nc-auto-insurance-rates</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/15/bradley-honored-state-fire-marshal-service-north-carolina</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/20/state-fire-marshal-causey-visits-western-nc</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/23/johnston-county-pair-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/06/29/state-fire-marshal-causey-offers-fireworks-warning</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/05/hertford-county-woman-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/10/wilson-county-man-accused-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/14/morganton-woman-first-order-guardian-recipient</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/14/north-carolina-captive-insurance-company-program-continues-create-new</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/07/26/nc-department-insurance-naic-urges-prompt-action-nfip-reauthorization</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/01/pitt-county-agent-accused-embezzlement-and-exploitation</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/09/halifax-county-man-accused-acting-without-agent-license</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/17/getting-most-your-medicare-benefits</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/29/robeson-county-man-convicted-44-counts-embezzlement</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/30/commissioner-causey-offers-hurricane-season-reminder</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/08/31/state-fire-marshal-announces-campus-fire-safety-month</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/09/19/employee-classification-section-continues-receive-complaints-about</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/09/21/durham-man-accused-acting-without-bail-bondsmen-license</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/09/state-fire-marshal-causey-hosts-fire-prevention-week-press-conference</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/12/safe-kids-nc-teams-state-agencies-safety-city-nc-state-fair</loc><lastmod>2025-04-01T15:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/20/medicare-open-enrollment-now-underway-and-runs-until-december-7</loc><lastmod>2025-05-12T19:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/20/medicare-open-enrollment-now-underway-and-runs-until-december-7-0</loc><lastmod>2025-05-12T19:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/27/10-easy-things-you-can-do-keep-kids-safe-halloween</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/27/cooler-temperatures-bring-threat-fire</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/10/30/open-enrollment-2018-federal-health-insurance-begins-nov-1</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/11/03/change-your-clock-change-your-battery</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/11/06/compare-medicare-plans-december-7th</loc><lastmod>2025-05-12T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/11/09/400-people-killed-every-year-due-unintentional-carbon-monoxide</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/11/20/nc-rate-bureau-asks-187-percent-rate-hike-homeowners-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/11/30/top-holiday-safety-tips-keep-children-safe-and-injury-free</loc><lastmod>2025-04-01T15:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/12/01/changes-medicare-part-and-b-2018</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/12/07/new-nc-emergency-training-center-established-stanly-county-airport</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/12/18/top-5-travel-tips-help-kids-stay-injury-free-during-holidays</loc><lastmod>2025-04-01T15:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/12/20/industrial-commission-announces-proposed-rules-addressing-opioid</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2017/12/22/waxhaw-man-arrested-stealing-headlamp</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/12/insurance-commissioner-authorizes-extra-prescriptions-during-state</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/20/special-agents-charge-raleigh-woman-id-theft-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/23/nc-insurance-commissioner-calls-speedy-access-testing-services-drugs-during-covid-19-health</loc><lastmod>2025-11-19T20:12Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/24/consumers-have-access-insurance-agents-throughout-covid-19-health</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/24/nc-insurance-commissioner-encourages-insurer-flexibility-light-covid</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/23/special-agents-accuse-alamance-county-man-falsely-claiming-he-lost</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/23/special-agents-charge-tarboro-woman-insurance-fraud-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/26/commissioner-causey-urges-north-carolinians-be-guard-against-scams</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/03/27/nc-insurance-commissioner-orders-deferral-premium-payments-help</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/04/09/insurance-commissioner-causey-helps-insurers-offer-discounts</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/04/20/commissioner-causey-kicks-national-volunteer-week-thanking-shiip</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/04/21/special-agents-accuse-murphy-couple-using-fire-department%E2%80%99s-debit</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/04/22/safe-kids-nc-chair-mike-causey-offers-tips-prevent-injuries-home-during-coronavirus-pandemic</loc><lastmod>2025-04-10T18:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/04/23/state-fire-marshal-causey-thanks-volunteer-firefighters-selfless</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/20/insurance-commissioner-causey-encourages-north-carolinians-prepare</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/11/special-agents-accuse-wake-county-woman-filing-fraudulent-renters-insurance-claim</loc><lastmod>2024-08-28T15:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/19/state-fire-marshal-mike-causey-partners-blue-cross-help-rural-fire</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/20/insurance-commissioner-mike-causey-reminds-insurers-their-obligation</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/21/arm-yourself-water-safety-knowledge-memorial-day-weekend</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/29/safe-kids-north-carolina-statewide-award-winners-announced</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/05/29/state-fire-marshal-causey-secures-10000-masks-firefighters</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/06/24/%E2%80%98baby-it%E2%80%99s-hot-inside%E2%80%99-commissioner-mike-causey-hosting-hot-cars</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/06/29/celebrate-safely-4th-july-state-fire-marshal-mike-causey-urges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/01/special-agents-charge-duplin-county-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/01/special-agents-charge-new-bern-man-insurance-fraud-morehead-city</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/02/special-agents-charge-lexington-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/07/insurance-commissioner-mike-causey-welcomes-health-insurer-centene</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/08/commissioner-mike-causey-visit-agency-fire-stations-present-safe-kids</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/10/insurance-commissionerstate-fire-marshal-causey-deliver-grant-checks</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/17/insurance-commissioner-mike-causey-congratulate-harnett-co-and-nc</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/27/insurance-commissioner-mike-causey-present-safe-kids-award-visit</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/27/nc-insurance-commissioner-mike-causey-welcomes-president-trump-rtp</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/30/pet-masks-yes-insurance-commissioner-and-state-fire-marshal-mike</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/07/31/protect-your-home-property-hurricane-isaias-nears-nc-coast</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/04/insurance-commissioner-causey-sets-ncdoi-disaster-response-centers</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/10/insurance-commissioner-mike-causey-deliver-grant-checks-rural-fire</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/12/insurance-commissioner-mike-causey-tour-guilford-county-behavioral</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/13/nc-insurance-commissioner-mike-causey-partners-usda-obtain-grants</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/14/insurance-commissioner-mike-causey-visit-fire-stations-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/17/safe-kids-nc-hosts-child-passenger-safety-clinic-help-families</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/17/insurance-commissioner-mike-causey-sets-disaster-readiness-centers</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/18/insurance-commissioner-mike-causey-sets-disaster-readiness-center</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/19/insurance-commissioner-and-state-fire-marshal-mike-causey-urges</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/21/safe-kids-north-carolina-chair-mike-causey-highlights-importance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/20/insurance-commissioner-causey-visit-fire-stations-insurance-agencies</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/21/ncdoi-fines-gerber-life-insurance-company-11-million-claims</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/24/insurance-commissioner-mike-causey-visit-fire-stations-including-camp</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/24/insurance-commissioner-mike-causey-observe-firefighting-training</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/26/insurance-commissioner-mike-causey-meet-agents-first-responders</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/28/ncdoi%E2%80%99s-seniors%E2%80%99-health-insurance-information-program-shiip</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/28/insurance-commissioner-mike-causey-meet-agents-present-grant-checks</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/28/raleigh-man-accused-filing-fraudulent-auto-accident-injury-claim</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/28/special-agents-accuse-raleigh-couple-fraud-attempted-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/08/31/special-agents-charge-charlotte-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/02/insurance-commissioner-mike-causey-distribute-grant-checks-fire</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/09/safe-kids-nc-hosts-child-passenger-safety-clinic-help-families</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/10/insurance-commissioner-urges-motorists-adhere-move-over-law-protect</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/10/insurance-commissioner-mike-causey-and-safe-kids-nc-hosts-child</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/10/special-agents-charge-charlotte-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/11/insurance-commissioner-causey-announces-arrest-unlicensed-debt-collector</loc><lastmod>2025-05-14T17:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/14/insurance-commissioner-mike-causey-announce-new-hickory-fire-rating</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/16/insurance-commissioner-mike-causey-discuss-fires-storm-recovery</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/16/special-agents-charge-salisbury-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/17/special-agents-charge-durham-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/18/insurance-commissioner-mike-causey-promote-storm-preparedness-fire</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/21/fema-awards-grant-office-state-fire-marshal-enhance-fire-and-rescue</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/22/child-passenger-safety-awareness-week-your-child-right-car-seat</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/23/insurance-commissioner-mike-causey-distribute-fire-prevention</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/25/door-door-insurance-scams-rise</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/25/insurance-commissioner-mike-causey-present-ceremonial-grant-checks</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/25/insurance-commissioner-mike-causey-issues-statement-blue-cross-retail</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/29/insurance-commissioner-causey-partners-federal-trade-commission-law</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/09/30/insurance-commissioner-mike-causey-discuss-disaster-preparedness</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/01/insurance-commissioner-mike-causey-reminds-medicare-beneficiaries-compare-plans-during-open</loc><lastmod>2025-05-12T19:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/02/insurance-commissioner-mike-causey-visit-fire-stations-agencies</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/02/special-agents-charge-new-bern-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/02/special-agents-charge-lagrange-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/02/special-agents-charge-stanly-county-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/02/special-agents-charge-rocky-mount-woman-insurance-fraud</loc><lastmod>2024-08-28T15:07Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/06/commissioner-mike-causey-discuss-insurance-modernization-efforts</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/07/commissioner-mike-causey-attend-ribbon-cutting-ceremony-new-trenton</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/09/commissioner-causey-congratulates-nc%E2%80%99s-captive-regulators-industry</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/09/insurance-commissioner-mike-causey-visit-fire-stations-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/13/insurance-commissioner-mike-causey-present-save-awards-lifesaving</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/14/insurance-commissioner-mike-causey-deliver-grant-checks-fire-stations</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/16/insurance-commissioner-mike-causey-visit-fire-stations-insurance</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/19/operation-medicine-drop-prescription-drug-take-back-event-wednesday-fuquay-varina</loc><lastmod>2025-04-10T18:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/21/commissioner-mike-causey-host-operation-medicine-drop-take-back-event</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/26/attention-door-door-medicare-insurance-scams-rise</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/27/special-agents-charge-new-london-woman-insurance-fraud-involving</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/27/holly-springs-man-charged-insurance-fraud-involving-motorcycle-wreck</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/27/special-agents-charge-charlotte-woman-insurance-fraud-auto-wreck</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/28/special-agents-accuse-roanoke-rapids-man-providing-fake-medical-bills</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/28/special-agents-file-charge-against-winston-salem-woman</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/29/turn-clocks-back-weekend-remember-replace-your-smoke-alarm-batteries</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/29/insurance-commissioner-mike-causey-urges-residents-be-proactive</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/29/special-agents-file-unemployment-false-pretense-charges-against</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/30/north-carolina-insurance-commissioner-mike-causey-receives-court</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/30/special-agents-file-false-pretense-charge-against-pitt-county-woman</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/10/30/special-agents-charge-dunn-woman-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/02/special-agents-charge-charlotte-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/02/insurance-commissioner-mike-causey-warns-consumers-about-fake-debt</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/03/operation-medicine-drop-collects-nearly-22-million-potentially</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/03/special-agents-charge-greensboro-man-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/06/special-agents-accuse-wayne-county-woman-filing-multiple-fraudulent</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/09/reelected-insurance-commissioner-mike-causey-outlines-priorities-next</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/10/colder-temperatures-and-holiday-cooking-create-recipe-home-fires</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/10/insurance-companies-request-rate-increase-homeowners</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/12/greensboro-residents-accused-altering-medical-bills-increase</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/12/pinetops-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/20/commissioner-causey-urges-families-take-action-medicare-open</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/11/20/insurance-commissioner-mike-causey-shows-dangers-involved-frying</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/02/open-enrollment-2021-federal-health-insurance-ends-dec-15</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/03/winston-salem-man-charged-insurance-fraud-homeowners%E2%80%99-claim</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/03/caswell-county-man-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/03/get-out-and-stay-out-state-fire-marshal-mike-causey-leads-charge</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/04/whiteville-woman-charged-insurance-fraud-false-pretense</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/04/rocky-mount-woman-charged-insurance-fraud-following-hit-and-run-crash</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/07/commissioner-mike-causey-present-awards-meet-inspectors-economic</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/07/browns-summit-man-accused-altering-bank-documents-insurance-agency</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/07/plymouth-woman-charged-insurance-fraud</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/09/safe-kids-nc-chair-mike-causey-reminds-parents-not-toy-safety</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance</loc><lastmod>2025-11-24T19:30Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/basic-and-miscellaneous-auto-coverages</loc><lastmod>2022-09-16T14:51Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/losing-your-insurance</loc><lastmod>2025-11-24T19:30Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/safe-driver-incentive-plan</loc><lastmod>2025-11-24T19:32Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/teen-drivers</loc><lastmod>2026-01-13T16:24Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/faqs-about-auto-insurance</loc><lastmod>2024-07-12T19:39Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/fraud-control/report-insurance-fraud</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities/types-annuities</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities/annuity-options</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities/shopping-annuities</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities/annuities-and-senior-citizens</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/annuities/associated-cost</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/business-insurance</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/business-insurance/types-insurance-your-business</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disability-income-insurance</loc><lastmod>2025-11-24T19:54Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-insurance-basics</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-claim-denied</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-claim-denied/medical-appeals</loc><lastmod>2022-09-20T13:13Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-claim-denied/medical-appeals/medical-appeals-tool-kit</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/data-calls</loc><lastmod>2026-03-06T20:37Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/annual-reporting-formats-life-and-health</loc><lastmod>2025-10-21T13:15Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-claim-denied/request-external-review</loc><lastmod>2025-11-19T20:08Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/form-and-rate-filing-instructions</loc><lastmod>2025-01-03T14:36Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/prompt-pay-requirement</loc><lastmod>2022-03-07T19:47Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/industry-information-external-review</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/industry-information-external-review/member-notice-language</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/recent-nc-rate-bureau-filings</loc><lastmod>2021-03-16T16:45Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/surplus-lines</loc><lastmod>2024-02-26T21:23Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/industry-information-external-review/model-evidence-coverage-eoc-language</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/title-lien-agents</loc><lastmod>2022-04-22T20:22Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/warranty-service-agreements</loc><lastmod>2021-02-10T21:03Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/deviation-filing</loc><lastmod>2022-09-20T19:46Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/emerging-coverages</loc><lastmod>2022-09-29T12:26Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/enhancement-filing</loc><lastmod>2022-09-29T12:30Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/property-and-casualty-filing-search</loc><lastmod>2022-04-22T20:15Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/providerpharmacy-complaints-against-health-planspbms</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/mental-health-parity</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/health-plans-we-do-not-regulate</loc><lastmod>2025-08-14T15:55Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/basic-homeowners-insurance</loc><lastmod>2026-01-20T20:11Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/county-farm-mutuals</loc><lastmod>2025-05-14T15:23Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/captive-regulatory-team</loc><lastmod>2026-02-11T14:07Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/flood-insurance</loc><lastmod>2025-08-14T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/individual-self-insured-workers-compensation-old</loc><lastmod>2022-09-19T15:07Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/individual-self-insured-workers-compensation-licensing/annual-filing-procedures-individual-self-insured-workers-compensation</loc><lastmod>2026-03-25T17:19Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/individual-self-insured-workers-compensation-licensing/assessment-deposit-procedures-individual-self-insured-workers-compensation</loc><lastmod>2025-05-12T20:01Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-company-and-county-farm-mutual-appointments-and-terminations</loc><lastmod>2025-10-21T12:47Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/workers-compensation</loc><lastmod>2025-05-14T15:21Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/market-regulation</loc><lastmod>2026-03-04T19:39Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos/annualmisc-filing-requirements-peos</loc><lastmod>2022-09-16T12:47Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos/professional-employer-organizations-forms</loc><lastmod>2026-03-25T16:48Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis</loc><lastmod>2025-09-24T17:20Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/filing-checklists</loc><lastmod>2025-10-30T17:44Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/financial-information-insurance-companies</loc><lastmod>2025-08-11T17:08Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/holding-company-forms</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/license-update-form-and-renewal-applications</loc><lastmod>2024-08-22T16:02Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/listing-insurance-companies-and-other-regulated-entities</loc><lastmod>2023-05-24T19:12Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/request-certificates-compliance-or-copies-financials</loc><lastmod>2025-09-24T17:21Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/state-required-filings</loc><lastmod>2025-11-06T15:07Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/statutory-deposit-forms</loc><lastmod>2025-09-24T17:23Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/receiverships</loc><lastmod>2026-03-19T13:56Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/annual-financial-reporting-law</loc><lastmod>2025-10-03T18:16Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/life-insurance-options</loc><lastmod>2025-11-25T14:14Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/standard-policy-provisions-and-optional-riders</loc><lastmod>2025-11-25T14:17Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-examination</loc><lastmod>2022-11-15T19:27Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/life-insurance/shopping-life-insurance</loc><lastmod>2026-01-07T16:04Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/applying-life-insurance</loc><lastmod>2025-11-25T14:18Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/collecting-death-benefits</loc><lastmod>2025-11-25T14:24Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/life-insurance/locate-lost-life-insurance-policy</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/life-insurance/faqs-about-life-insurance</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/new-medicare</loc><lastmod>2025-11-19T21:05Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/get-help-paying-your-medicare-costs</loc><lastmod>2025-11-19T20:40Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-and-seniors-health-insurance-information-program-shiip/medicare-advantage-medicare-health-plans-part-c</loc><lastmod>2026-03-25T14:14Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-prescription-drug-plan-part-d</loc><lastmod>2025-10-01T15:57Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-prescription-drug-plan-part-d/low-income-subsidy-part-d</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-and-seniors-health-insurance-information-program-shiip/medicare-disability</loc><lastmod>2023-05-09T19:09Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/employer-group-health-plan-insurance</loc><lastmod>2025-08-27T17:18Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/become-shiip-volunteer</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/long-term-care-information</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/senior-medicare-patrol-program-ncsmp</loc><lastmod>2026-03-17T18:33Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumer-publications</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/assistance-or-file-complaint</loc><lastmod>2026-03-05T16:01Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/become-insurance-producer-or-adjuster</loc><lastmod>2025-12-02T18:57Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/become-insurance-agent-or-adjuster/submission-licensing-documentation</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/agent-and-adjuster-licensing/become-insurance-agent-or-adjuster/resident-fingerprint-requirements</loc><lastmod>2022-04-22T11:58Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/renew-your-insurance-producer-or-adjuster-license</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/continuing-education-insurance-producers-and-adjusters</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/continuing-education-agents-and-adjusters/sbs-report-generator-service</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/continuing-education-agents-and-adjusters/ce-providers-insurance-licensee-reports-department</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/frequently-asked-questions-insurance-producers-and-adjusters</loc><lastmod>2025-10-10T11:56Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/legislative-and-administrative-rule-changes-affecting-insurance-producer-and-adjuster-licensure</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/insurance-producer-insurance-business-entity-adjuster-or-limited-representative-license-changes</loc><lastmod>2025-09-26T14:02Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/registration-fees-adjusters</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/licensee-reports-department-agents-and-adjusters</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/become-bail-bondsman-or-runner</loc><lastmod>2025-10-03T18:38Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/renew-bail-bondsman-license</loc><lastmod>2026-01-13T19:31Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/continuing-education-bail-bondsmen</loc><lastmod>2026-01-26T14:18Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/applications-and-forms-bail-bondsmen</loc><lastmod>2026-03-31T18:40Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/bbrd-contacts</loc><lastmod>2026-03-31T18:24Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/required-professional-bail-bond-reporting</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/bail-bondsmen-licensing/sbs-connect-bail-bondsmen-report-generator-service-customized-mailing-lists</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/collection-agency-licensing/become-licensed-collection-agency</loc><lastmod>2023-04-17T15:06Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/collection-agency-licensing/renew-collection-agency-license</loc><lastmod>2025-10-07T12:44Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/collection-agency-licensing/rules-and-regulations-regarding-collection-agency-licensure</loc><lastmod>2025-07-18T14:57Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/fraud-control/about-fraud-control-group</loc><lastmod>2023-03-13T13:40Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/fraud-control/recognizing-fraud</loc><lastmod>2022-11-03T17:56Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/fraud-control/bail-bond-regulatory</loc><lastmod>2023-06-16T17:18Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/fraud-control/criminal-investigations</loc><lastmod>2022-09-20T19:43Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/domestic-insurance-companies</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/additional-disaster-resources</loc><lastmod>2025-08-14T15:57Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/nonadmitted-domestic-surplus-lines-insurers</loc><lastmod>2025-09-25T15:24Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/foreign-insurance-companies</loc><lastmod>2025-09-25T17:11Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/foreign-risk-retention-groups</loc><lastmod>2025-10-07T13:22Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/mike-causey</loc><lastmod>2024-12-12T14:08Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/risk-purchasing-groups</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/mission-and-values</loc><lastmod>2025-07-17T23:45Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/prepaid-health-plans</loc><lastmod>2025-09-25T17:33Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/surplus-lines-insurers</loc><lastmod>2025-10-07T13:31Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/accredited-reinsurers</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/rules-rules-review-and-legislative-reports/periodic-review-rules</loc><lastmod>2025-12-11T18:54Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/rules-rules-review-and-legislative-reports/rules</loc><lastmod>2026-03-05T18:20Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/authorized-reinsurers</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/certified-reinsurers</loc><lastmod>2025-12-12T14:51Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/reinsurance-intermediary</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/individual-self-insured-workers-compensation-licensing</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-business-entity-licensing/obtain-insurance-business-license</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-business-entity-licensing/legislation-regarding-insurance-business-entity-licensing</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-business-entity-licensing/renew-or-change-insurance-business-license</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-business-entity-licensing/licensee-reports-department-insurance-companies</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/name-change-and-company-merger-procedures</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/search-company-filings</loc><lastmod>2025-11-03T12:55Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/charitable-gift-annuities</loc><lastmod>2025-11-19T17:53Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/hmo-licensure-and-modification-filings</loc><lastmod>2026-03-27T15:47Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/mewa-licensure-and-license-renewals</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/ppo-licensure-and-modification-filings</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/motor-club-licensing/become-licensed-motor-club</loc><lastmod>2025-07-25T20:51Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/nonadmitted-domestic-surplus-lines-insurers-licensing</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/pre-licensing-education-providers</loc><lastmod>2025-09-30T19:28Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/premium-finance-company-licensing/become-licensed-premium-finance-company</loc><lastmod>2025-09-12T13:21Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/surplus-lines-licensing</loc><lastmod>2026-02-03T15:13Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/third-party-administrator-tpa-licensing-and-registration</loc><lastmod>2022-03-21T15:09Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/third-party-administrator-licensing/citrix-sharefile-instructions</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/third-party-administrator-licensing/tpa-licensing</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/third-party-administrator-licensing/tpa-registration</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/viatical-settlement-provider-licensing/viatical-settlement-provider-license-instructions</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/viatical-settlement-provider-licensing/citrix-sharefile-instructions</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/frequently-requested-documents</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/checklists-life-and-health-insurance-products</loc><lastmod>2026-01-08T19:34Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/checklists-managed-care-operations-networks-and-provider-agreements</loc><lastmod>2024-09-13T16:15Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/licensing-requirements-and-forms</loc><lastmod>2022-09-19T17:28Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/health-insurance-affordable-care-act-aca</loc><lastmod>2025-04-25T17:41Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/life-insurance-industry</loc><lastmod>2022-09-19T17:49Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/annuities-industry</loc><lastmod>2022-09-16T13:06Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/health-insurance-affordable-care-act-aca/filing-information-insurers</loc><lastmod>2025-04-25T17:39Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/health-insurance-affordable-care-act-aca/rate-information-public-disclosure</loc><lastmod>2025-10-29T15:38Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/annual-filing-requirements-and-forms</loc><lastmod>2025-12-02T14:13Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/travel-insurance</loc><lastmod>2025-11-24T19:55Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/renew-premium-finance-company-license</loc><lastmod>2025-04-03T17:03Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/premium-finance-company-licensing/rules-and-regulations-regarding-premium-finance-company</loc><lastmod>2021-05-18T14:23Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/motor-club-licensing/renew-motor-club-license</loc><lastmod>2025-09-11T18:39Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/motor-club-licensing/rules-and-regulations-regarding-motor-club</loc><lastmod>2021-05-18T14:18Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/after-accident</loc><lastmod>2025-11-24T19:31Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/business-insurance/surety-bonds</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/business-insurance/workers-compensation</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shopping-health-insurance</loc><lastmod>2025-08-22T15:22Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/individual-major-medical-health-insurance</loc><lastmod>2025-11-25T14:10Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/using-health-insurance</loc><lastmod>2022-05-25T10:33Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance</loc><lastmod>2026-02-26T17:35Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/group-health-insurance</loc><lastmod>2025-11-25T14:13Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/supplemental-other-types-health-insurance</loc><lastmod>2025-08-22T15:46Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/faqs-about-health-insurance</loc><lastmod>2025-12-04T18:34Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance</loc><lastmod>2025-11-24T19:35Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/do-i-need-homeowners-insurance</loc><lastmod>2022-09-22T17:54Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/optional-coverage</loc><lastmod>2022-03-10T20:58Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/actual-cash-value-vs-replacement-cost-value</loc><lastmod>2022-09-15T18:42Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/questions-ask-your-agent</loc><lastmod>2022-10-27T13:40Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/consumer-tips</loc><lastmod>2022-09-20T18:51Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/faqs-about-homeowners-insurance</loc><lastmod>2022-10-27T12:01Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/loss-prevention-and-aftermath</loc><lastmod>2022-09-20T12:45Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/life-insurance</loc><lastmod>2026-01-08T15:15Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/during-storm</loc><lastmod>2022-10-26T18:44Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/recovery-fire</loc><lastmod>2022-10-27T14:00Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/protecting-yourself-scams</loc><lastmod>2025-11-21T16:52Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/boat-insurance</loc><lastmod>2025-11-24T19:33Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/motorcycle-insurance</loc><lastmod>2025-11-24T19:34Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/supplemental-or-optional-benefits</loc><lastmod>2025-11-25T14:30Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/policy-limitations-and-exclusions</loc><lastmod>2025-11-25T14:37Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/after-storm/claims-and-adjuster-information</loc><lastmod>2022-09-20T18:28Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/after-storm/disaster-mediation</loc><lastmod>2025-08-14T14:33Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-claim-denied/file-complaint-self-insured-health-plans</loc><lastmod>2022-10-27T12:04Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/sbs-connect-print-your-own-license</loc><lastmod>2026-01-21T16:08Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/form-filing</loc><lastmod>2024-04-08T16:50Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/rate-filing</loc><lastmod>2024-05-28T19:12Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/manufactured-homes</loc><lastmod>2025-11-24T19:39Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/renters</loc><lastmod>2025-11-24T19:40Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/business-insurance/surplus-lines-businesses</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/viatical-company-licensing</loc><lastmod>2023-05-05T13:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/basics-medicare-parts-b-c-d</loc><lastmod>2025-11-21T16:59Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/rules-rules-review-and-legislative-reports</loc><lastmod>2023-09-19T16:41Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/contact/regional-offices-and-directors</loc><lastmod>2025-11-05T12:31Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/contactscomplaints/request-speaker</loc><lastmod>2023-10-16T16:25Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/contact/contact-ncdoi</loc><lastmod>2025-12-18T13:52Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/contactscomplaints/public-records-request</loc><lastmod>2024-08-19T15:42Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-and-seniors-health-insurance-information-program-shiip/contact-seniors-health-insurance-information-program-shiip</loc><lastmod>2026-02-18T13:57Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/property-and-casualty-pc/statistical-organizations</loc><lastmod>2022-04-22T20:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/agent-and-adjuster-licensing/become-insurance-agent/veterans-reimbursement-and-scholarship</loc><lastmod>2020-12-10T14:05Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/title-insurance</loc><lastmod>2022-03-10T21:00Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/alternate-plans</loc><lastmod>2025-11-24T19:48Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/windstorm-and-hail</loc><lastmod>2022-08-25T14:37Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/life-and-health-hot-topics</loc><lastmod>2026-01-29T20:59Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/insurance-company-market-share-and-premium-information</loc><lastmod>2026-03-31T11:47Z</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/health-maintenance-organizations</loc><lastmod>2025-09-26T14:19Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/earthquake-coverage</loc><lastmod>2025-07-16T16:56Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-additional-resources</loc><lastmod>2024-12-20T15:08Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/companies-selling-health-vision-and-dental-insurance</loc><lastmod>2026-01-08T16:10Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/continuing-care-retirement-communities-ccrc/continuing-care-retirement-community-licensing</loc><lastmod>2026-03-06T13:58Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/continuing-care-retirement-communities-ccrc</loc><lastmod>2026-03-05T15:33Z</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/consumers</loc><lastmod>2025-02-03T20:34Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi</loc><lastmod>2025-07-16T13:43Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership</loc><lastmod>2024-12-03T20:58Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-business-entity-licensing/licensing-applications-and-forms-business-entities-and-agencies</loc><lastmod>2025-07-18T15:43Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/bail-bonds-liability-reporting</loc><lastmod>2021-01-08T15:47Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/long-term-care-survey-and-contact-required-information</loc><lastmod>2021-02-15T19:31Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/medicare-supplement-survey-and-contact-required-information</loc><lastmod>2022-01-12T18:40Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-disclosure-form</loc><lastmod>2025-09-30T15:25Z</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/provide-public-comment-comprehensive-health-insurance-rate-filings</loc><lastmod>2021-01-25T21:35Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/10/winter-weather-preparedness-week-are-you-ready</loc><lastmod>2024-08-05T16:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/15/forsyth-county-duo-accused-staging-accident-obtain-insurance</loc><lastmod>2021-01-13T22:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/15/raleigh-woman-charged-insurance-fraud</loc><lastmod>2021-01-13T22:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/15/insurance-companies-request-rate-increase-dwelling-policies</loc><lastmod>2023-02-17T17:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/16/commissioner-causey-honor-10-year-old-boy-his-neighbor-heroism</loc><lastmod>2021-01-13T22:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/22/northampton-county-man-charged-insurance-fraud</loc><lastmod>2021-01-13T22:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/22/new-bern-woman-accused-filing-false-insurance-claims-medical-visits</loc><lastmod>2021-01-13T22:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2020/12/29/insurance-commissioner-causey-calls-hearing-resolve-homeowners</loc><lastmod>2021-01-13T22:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/01/11/mike-causey-sworn-second-term-insurance-commissioner-pledges</loc><lastmod>2021-01-13T22:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/01/14/nash-county-man-woman-accused-insurance-fraud-involving-pawned</loc><lastmod>2021-01-22T19:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/01/14/jacksonville-woman-charged-faking-hospital-bills-obtain-insurance</loc><lastmod>2021-01-22T19:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/01/14/state-fire-marshal-mike-causey-launches-nations-first-covid-19</loc><lastmod>2021-01-22T19:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/driving-transportation-network-or-delivery-network-company</loc><lastmod>2024-05-17T14:22Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol</loc><lastmod>2022-03-11T15:14Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol/seguro-de-automovil</loc><lastmod>2022-08-26T13:07Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol/seguro-de-propietario-de-casa</loc><lastmod>2024-04-18T18:13Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol/seguro-de-salud</loc><lastmod>2024-04-18T15:44Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol/seguro-de-vida</loc><lastmod>2024-04-18T15:44Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/en-espanol/concientizacion-sobre-fraude</loc><lastmod>2022-09-20T18:48Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/01/27/pfafftown-man-faces-insurance-fraud-charge</loc><lastmod>2021-01-27T19:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/01/ncdoi-boasts-another-banner-year-its-captive-insurance-program</loc><lastmod>2021-02-01T20:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/01/warrenton-woman-charged-insurance-fraud-following-claim-auto-hit</loc><lastmod>2021-02-03T16:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/01/clinton-woman-charged-insurance-fraud</loc><lastmod>2021-02-03T23:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/01/clinton-woman-charged-insurance-fraud-0</loc><lastmod>2021-02-01T20:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/01/commissioner-causey-sets-hearing-date-dwelling-insurance-rate-hike</loc><lastmod>2021-02-03T23:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/04/two-charlotte-men-accused-staging-accident-involving-u-haul-truck</loc><lastmod>2021-02-04T17:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/05/ahead-super-bowl-weekend-safe-kids-nc-chair-mike-causey-urges-tv-safety</loc><lastmod>2025-04-10T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/08/shelby-man-charged-false-pretense-involving-set-mobile-home</loc><lastmod>2021-02-08T18:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/09/national-burn-awareness-week-raises-awareness-and-prevents-burn</loc><lastmod>2021-02-09T18:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/10/concord-woman-accused-forging-doctors-signature-obtain-disability</loc><lastmod>2021-02-10T19:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/15/commissioner-causey-urges-north-carolinians-take-advantage-special</loc><lastmod>2021-02-15T21:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/17/kill-devil-hills-woman-accused-conspiracy-fraudulently-obtaining</loc><lastmod>2021-02-17T22:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/18/insurance-commissioner-causey-urges-caution-portable-heaters-during</loc><lastmod>2021-02-18T22:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/19/sylva-man-charged-exploiting-elders-trust-false-pretense</loc><lastmod>2021-02-19T20:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/22/lumberton-woman-charged-insurance-fraud</loc><lastmod>2021-02-22T19:15Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/23/greensboro-man-accused-insurance-fraud-conspiracy-involving-staged</loc><lastmod>2021-02-23T20:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/26/commissioner-causey-shiip-remind-seniors-review-make-changes-medicare-advantage-coverage-march-31</loc><lastmod>2025-05-13T15:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/26/greenville-woman-charged-insurance-fraud</loc><lastmod>2021-02-26T20:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/02/26/two-hyde-county-men-charged-false-stolen-truck-insurance-claim</loc><lastmod>2021-02-26T20:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/03/operation-medicine-drop-prescription-drug-take-back-event-friday-raleigh</loc><lastmod>2025-04-10T19:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/ncdoigov-rss-feeds</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/dwelling-policies</loc><lastmod>2022-09-28T17:09Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/consumers/homeowners-insurance/fortified-homes-mitigation-credits</loc><lastmod>2021-03-04T20:04Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/04/burlington-woman-charged-insurance-fraud-accused-obtaining-policy-under-deceased-sisters-name</loc><lastmod>2021-03-05T16:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/09/greensboro-man-charged-fraud-conspiracy-involving-staged-crash</loc><lastmod>2021-03-09T21:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/10/commissioner-causey-kick-statewide-fire-alarm-effort-chatham-county-honor-nurse-educator-who-guarded</loc><lastmod>2021-03-10T20:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/11/daylight-saving-time-reminder-change-your-clocks-forward-change-your-battery-your-smoke-alarm-0</loc><lastmod>2021-03-11T18:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/15/thomasville-man-charged-insurance-fraud-unauthorized-cleanup-wreck</loc><lastmod>2021-03-15T19:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/15/wilmington-man-accused-falsely-claiming-his-auto-struck-deer</loc><lastmod>2021-03-15T19:19Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/about-captive-insurance-companies</loc><lastmod>2024-06-26T12:27Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/forming-captive</loc><lastmod>2024-05-07T17:41Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/why-nc</loc><lastmod>2025-02-25T16:23Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/captive-insurance/nc-captive-law</loc><lastmod>2024-08-06T12:37Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/webex-virtual-flood-insurance-ce-conferences</loc><lastmod>2026-01-12T15:24Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/17/commissioner-causey-sets-2021-webex-flood-insurance-conferences</loc><lastmod>2021-03-22T20:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/17/insurance-commissioner-mike-causey-takes-smoke-alarm-campaign-cumberland-sampson-counties-thursday</loc><lastmod>2021-03-17T19:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/18/bayboro-woman-charged-insurance-fraud</loc><lastmod>2021-03-18T15:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/19/insurance-companies-request-rate-increase-mobile-home-policies</loc><lastmod>2021-03-19T19:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/19/former-davidson-county-fire-chief-accused-falsifying-department-rosters</loc><lastmod>2021-03-19T20:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/23/insurance-commissioner-office-state-fire-marshal-set-voluntary-cancer-registry-better-protect</loc><lastmod>2021-03-23T17:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/29/wilkesboro-man-charged-insurance-fraud</loc><lastmod>2021-03-29T15:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/03/29/insurance-commissioner-mike-causey-join-craven-county-sheriff-chip-hughes-operation-medicine-drop</loc><lastmod>2021-03-29T20:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/01/commissioner-causey-urges-drivers-keep-their-eyes-road-distracted-driving-awareness-month-gets-0</loc><lastmod>2021-04-01T19:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/06/wadesboro-woman-charged-false-pretense-forgery</loc><lastmod>2021-04-06T20:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/07/raleigh-woman-charged-insurance-fraud-falsely-claiming-her-car-was-stolen</loc><lastmod>2021-04-07T19:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/12/insurance-commissioner-mike-causey-teams-dps-secretary-hooks-shp-col-johnson-legislators-father-teen</loc><lastmod>2021-04-12T17:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/13/insurance-commissioner-mike-causey-join-new-hanover-county-sheriff-ed-mcmahon-drug-take-back-event</loc><lastmod>2021-04-13T20:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/16/commissioner-causey-negotiates-settlement-dwelling-calls-hearing-mobile-homes</loc><lastmod>2021-04-16T15:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/16/insurance-commissioner-mike-causey-join-cabarrus-county-sheriff-van-shaw-operation-medicine-drop</loc><lastmod>2021-04-16T19:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/16/insurance-commissioner-mike-causey-join-burke-county-sheriff-steve-whisenant-operation-medicine-drop</loc><lastmod>2021-04-16T20:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/20/insurance-commissioner-mike-causey-recognizes-shiip-volunteers-during-national-volunteer-week</loc><lastmod>2021-04-20T18:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/23/op-ed-commissioner-causey-avoid-distracted-driving-keep-your-focus-road</loc><lastmod>2021-04-23T17:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/27/insurance-commissioner-mike-causey-honor-firefighters-first-responders-who-helped-save-teenagers</loc><lastmod>2021-04-27T18:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/28/insurance-commissioner-mike-causey-warns-door-door-insurance-scams</loc><lastmod>2021-04-28T17:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/29/mount-gilead-man-accused-providing-false-documents-insurance-claim</loc><lastmod>2021-04-29T18:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/29/taylorsville-woman-charged-insurance-fraud</loc><lastmod>2021-04-29T18:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/29/chapel-hill-woman-charged-insurance-fraud-auto-insurance-claim</loc><lastmod>2021-04-29T20:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/04/30/richmond-county-man-accused-handcuffing-defendant-without-bail-bond-license</loc><lastmod>2021-04-30T19:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/05/man-woman-charged-insurance-fraud-staged-crash-u-haul-truck</loc><lastmod>2021-05-05T17:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/07/mecklenburg-county-man-pleads-guilty-collecting-debts-without-license</loc><lastmod>2025-05-14T17:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/10/raleigh-man-claiming-repossessed-car-was-stolen-charged-insurance-fraud</loc><lastmod>2021-05-10T17:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/10/greensboro-man-charged-insurance-fraud</loc><lastmod>2021-05-10T17:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/11/hurricane-preparedness-week-insurance-commissioner-mike-causey-urges-storm-readiness</loc><lastmod>2021-05-11T17:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/11/insurance-commissioner-mike-causey-present-ceremonial-grant-checks-eight-surry-county-rescue-squads</loc><lastmod>2021-05-11T19:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/13/asheboro-man-charged-insurance-fraud</loc><lastmod>2021-05-13T20:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/13/richlands-man-accused-insurance-fraud-intentionally-setting-fire-home</loc><lastmod>2021-05-13T20:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/13/fayetteville-woman-charged-insurance-fraud-involving-renters-policy</loc><lastmod>2021-05-13T20:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/14/hickory-woman-charged-insurance-fraud</loc><lastmod>2021-05-14T20:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/17/waynesville-man-charged-insurance-fraud-toro-dingo-claim</loc><lastmod>2021-05-17T19:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/17/winterville-man-charged-insurance-fraud</loc><lastmod>2021-05-17T19:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/19/pinetops-man-charged-insurance-fraud</loc><lastmod>2021-05-19T18:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/20/clinton-woman-charged-insurance-fraud</loc><lastmod>2021-05-20T20:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/21/sylva-man-charged-obstruction-justice-false-pretense</loc><lastmod>2021-05-21T18:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/25/insurance-commissioner-causey-honor-11-year-old-girl-firefighters-dispatcher-who-helped-save-lives</loc><lastmod>2021-05-25T19:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/27/dont-let-hurricane-season-catch-you-guard</loc><lastmod>2021-05-27T15:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/05/28/play-it-safe-around-water-memorial-day-weekend</loc><lastmod>2021-05-28T14:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/02/wendell-man-accused-insurance-fraud</loc><lastmod>2021-06-02T20:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/02/battleboro-man-charged-insurance-fraud-staged-crash</loc><lastmod>2021-06-02T20:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/04/state-fire-marshal-mike-causey-organizes-statewide-smoke-alarm-canvass-prevent-fire-deaths</loc><lastmod>2021-06-04T14:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/08/insurance-commissioner-and-state-fire-marshal-mike-causey-present-order-guardian-award-fire-and</loc><lastmod>2021-06-08T18:15Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/10/insurance-commissioner-and-state-fire-marshal-mike-causey-present-500000-fire-and-rescue-grants</loc><lastmod>2021-06-10T19:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/14/nc-shiip-holds-virtual-informational-fair-assist-new-medicare-beneficiaries</loc><lastmod>2021-06-14T16:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/15/nc-building-code-council-warns-use-european-lumber-north-carolina</loc><lastmod>2021-06-15T12:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/15/insurance-commissioner-causey-honor-first-responders-family-member-who-helped-revive-raleigh-man</loc><lastmod>2021-06-15T17:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/16/look-you-lock-commissioner-mike-causey-and-pullen-park-host-demonstration-raleigh-prevent-hot-car</loc><lastmod>2021-06-16T16:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/21/elizabeth-city-woman-arrested-forgery-false-pretense-charges</loc><lastmod>2021-06-21T18:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/21/goldsboro-woman-charged-insurance-fraud-0</loc><lastmod>2021-06-22T14:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/22/fuquay-varina-man-charged-insurance-fraud-involving-wifes-wedding-ring</loc><lastmod>2021-06-22T19:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/22/monroe-man-charged-insurance-fraud-following-fall-grocer</loc><lastmod>2021-06-22T19:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/22/raleigh-man-charged-insurance-fraud</loc><lastmod>2021-06-22T19:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/23/halifax-county-man-charged-insurance-fraud</loc><lastmod>2021-06-23T18:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/24/kinston-man-charged-insurance-fraud-involving-burned-car-he-reported-stolen</loc><lastmod>2021-06-24T17:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/25/safe-kids-north-carolina-offers-tips-reduce-child-drownings-all-bodies-water</loc><lastmod>2021-06-25T19:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/25/commissioner-postpones-homeowners-insurance-rate-hearing</loc><lastmod>2021-06-25T20:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/28/leave-it-professionals-state-fire-marshal-mike-causey-urges-4th-july-safety</loc><lastmod>2021-06-28T20:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/29/fayetteville-woman-accused-filing-fraudulent-death-certificate-insurance-claim</loc><lastmod>2021-06-29T19:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/29/insurance-commissioner-mike-causey-present-325000-grants-honor-firefighters-during-visit-duplin</loc><lastmod>2021-06-29T19:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/06/30/montgomery-county-man-charged-insurance-fraud</loc><lastmod>2021-06-30T17:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/08/fayetteville-woman-charged-insurance-fraud</loc><lastmod>2021-07-08T19:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/09/wingate-woman-charged-insurance-fraud</loc><lastmod>2021-07-09T19:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/13/commissioner-causey-honor-eight-firefighters-who-rescued-victims-mobile-home-fire-present-grant</loc><lastmod>2021-07-13T22:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/16/high-point-woman-charged-insurance-fraud</loc><lastmod>2021-07-16T16:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/16/waxhaw-man-charged-false-pretense-forgery</loc><lastmod>2021-07-16T16:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/16/insurance-commissioner-mike-causey-speak-building-inspectors-conference-honor-longtime-insurance</loc><lastmod>2021-07-16T18:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/23/charlotte-man-charged-insurance-fraud-reported-theft-mink-coats</loc><lastmod>2021-07-23T20:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/23/nash-county-man-charged-insurance-fraud</loc><lastmod>2021-07-23T20:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/27/greenville-woman-arrested-identity-theft-insurance-fraud-charges-following-wilson-county-automobile</loc><lastmod>2021-07-27T20:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/27/lewisville-woman-charged-insurance-fraud</loc><lastmod>2021-07-27T21:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/29/insurance-commissioner-causey-fines-humana-630000</loc><lastmod>2021-07-29T21:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/07/30/charlotte-woman-charged-insurance-fraud-staged-collision</loc><lastmod>2021-07-30T15:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/fraud-control/insurance-fraud-felony</loc><lastmod>2022-09-22T15:12Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/08/12/carteret-county-man-charged-insurance-fraud</loc><lastmod>2021-08-12T19:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/08/12/hickory-man-charged-insurance-fraud</loc><lastmod>2021-08-12T19:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/08/17/nash-county-man-charged-insurance-fraud-false-pretense-staged-crashes</loc><lastmod>2021-08-17T16:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/08/17/wilmington-man-charged-insurance-fraud-disability-claim</loc><lastmod>2021-08-17T16:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/08/26/insurance-commissioner-mike-causey-asks-insurance-companies-voluntarily-waive-certain-covid-19</loc><lastmod>2021-08-26T20:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/special-investigations-unit-crossover-training-2021</loc><lastmod>2021-11-03T19:12Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-company-and-county-farm-mutual-appointments-and-terminations/company-appointment-renewal-process</loc><lastmod>2023-12-19T19:44Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/09/02/insurance-commissioner-mike-causey-honor-memory-25-who-died-hamlet-chicken-plant-fire-30-years-ago</loc><lastmod>2021-09-02T23:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/09/10/insurance-commissioner-mike-causey-announce-new-fire-ratings-cramerton-mcadenville-china-grove</loc><lastmod>2021-09-10T11:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/09/16/rockingham-county-mother-son-charged-insurance-fraud-involving-crashes-deer-other-animals</loc><lastmod>2021-09-16T20:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/09/23/raleigh-tree-service-owner-charged-false-pretense</loc><lastmod>2021-09-23T16:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/09/24/maxton-woman-charged-insurance-fraud</loc><lastmod>2021-09-24T16:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/agreement-review-checklists</loc><lastmod>2024-12-30T14:35Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/company-licensing-and-registration/reciprocal-jurisdiction-reinsurers</loc><lastmod>2026-03-25T17:03Z</lastmod><changefreq>weekly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/04/insurance-commissioner-reminds-medicare-beneficiaries-compare-plans-during-open-enrollment</loc><lastmod>2025-05-12T19:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/04/fire-prevention-week-2021-commissioner-causey-encourages-families-learn-sounds-fire-safety</loc><lastmod>2021-10-04T18:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/07/updated-building-code-guidance-use-european-lumber-construction</loc><lastmod>2021-10-07T17:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/pharmacy-benefit-manager-licensing</loc><lastmod>2026-03-11T16:17Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/19/raleigh-woman-charged-insurance-fraud</loc><lastmod>2021-10-19T17:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/25/raleigh-man-charged-insurance-fraud-stolen-rolex-watches-claim</loc><lastmod>2021-10-25T20:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/26/greensboro-woman-charged-insurance-fraud-smoke-damage-claim</loc><lastmod>2021-10-27T00:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/27/concord-man-charged-insurance-fraud-renters-policy-claim</loc><lastmod>2021-10-27T16:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/28/greensboro-man-charged-insurance-fraud-hit-and-run-crash</loc><lastmod>2021-10-28T17:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/28/angier-man-accused-presenting-fraudulent-medical-receipt-insurance-claim</loc><lastmod>2021-10-28T17:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/29/open-enrollment-2022-aca-federal-health-insurance-begins-nov-1</loc><lastmod>2021-10-29T15:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/10/29/commissioner-postpones-homeowners-insurance-rate-hearing-january-2022</loc><lastmod>2021-10-29T19:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/01/high-point-man-who-claimed-bridal-ring-was-lost-cruise-charged-insurance-fraud</loc><lastmod>2021-11-01T18:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/03/durham-woman-charged-insurance-fraud</loc><lastmod>2021-11-03T15:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/04/daylight-saving-time-reminder-change-your-clocks-change-your-batteries</loc><lastmod>2021-11-04T15:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/04/roxboro-man-charged-insurance-fraud</loc><lastmod>2021-11-04T18:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/05/winston-salem-woman-charged-insurance-fraud-involving-renters-policies</loc><lastmod>2021-12-07T19:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/09/commissioner-causey-negotiates-settlement-mobile-homes-cancels-hearing</loc><lastmod>2021-11-09T22:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/10/fayetteville-woman-charged-insurance-fraud</loc><lastmod>2021-11-10T17:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/15/raleigh-man-charged-insurance-fraud</loc><lastmod>2021-11-15T18:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/17/fayetteville-man-charged-insurance-fraud-involving-broken-down-truck</loc><lastmod>2021-11-17T19:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/17/raleigh-man-who-claimed-hair-was-his-burger-charged-insurance-fraud</loc><lastmod>2021-11-17T20:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/19/greenville-woman-accused-submitting-false-medical-bill-staging-fall-restaurant</loc><lastmod>2021-11-19T23:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/22/cook-care-holiday-season-state-fire-marshal-mike-causey-urges-caution-kitchen</loc><lastmod>2021-11-22T20:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/23/commissioner-causey-negotiates-settlement-homeowners-cancels-hearing</loc><lastmod>2021-11-23T23:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/11/29/greensboro-woman-accused-obtaining-26000-false-fire-claim</loc><lastmod>2021-11-29T21:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/02/knightdale-woman-accused-forging-claim-forms-get-70000-insurance-payout</loc><lastmod>2021-12-02T21:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/02/greensboro-woman-charged-insurance-fraud</loc><lastmod>2021-12-02T22:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/06/winston-salem-man-charged-insurance-fraud-involving-repossessed-car</loc><lastmod>2021-12-06T23:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/06/yanceyville-funeral-home-owner-arrested-false-pretense-charge</loc><lastmod>2021-12-06T23:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/07/winter-weather-preparedness-week-are-you-ready</loc><lastmod>2021-12-08T13:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/09/wake-county-woman-accused-insurance-fraud-filing-same-claim-two-insurance-companies</loc><lastmod>2021-12-09T21:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/15/commissioner-causey-shiip-remind-seniors-review-make-changes-medicare-advantage-coverage-march-31</loc><lastmod>2025-05-13T15:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/16/greensboro-woman-accused-fraud-involving-renters-insurance-claim</loc><lastmod>2021-12-16T20:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/16/concord-woman-who-claimed-vehicle-was-stolen-charged-insurance-fraud</loc><lastmod>2021-12-16T21:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/16/roxboro-woman-faces-false-pretense-charge-involving-disability-insurance</loc><lastmod>2021-12-16T21:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/03/commissioner-causey-sets-2022-webex-flood-insurance-conferences</loc><lastmod>2022-01-03T12:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2021/12/21/durham-woman-charged-insurance-fraud</loc><lastmod>2021-12-21T20:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/04/charlotte-pair-charged-insurance-fraud</loc><lastmod>2022-01-04T22:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/05/winston-salem-woman-who-reported-her-car-stolen-charged-insurance-fraud</loc><lastmod>2022-01-05T20:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/11/oxford-woman-charged-insurance-fraud</loc><lastmod>2022-01-11T21:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/11/raleigh-woman-charged-insurance-fraud</loc><lastmod>2022-01-11T21:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/18/northampton-county-woman-charged-insurance-fraud</loc><lastmod>2022-01-18T20:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/21/durham-man-charged-insurance-fraud</loc><lastmod>2022-01-21T20:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/21/raleigh-man-charged-insurance-fraud-involving-vehicle-hed-reported-stolen</loc><lastmod>2022-01-21T21:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/25/debbie-walker-retire-head-captives-division-nc-dept-insurance</loc><lastmod>2022-01-25T18:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/we-no-longer-support-internet-explorer</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/27/wilmington-roommates-charged-insurance-fraud-conspiracy</loc><lastmod>2022-01-27T19:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/01/31/orange-county-man-faces-false-pretense-charge-involving-roofing-contract</loc><lastmod>2022-01-31T18:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/01/february-marks-earthquake-awareness-month</loc><lastmod>2022-02-01T18:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/07/cook-care-national-burn-awareness-week-aims-prevent-burn-injuries-kitchen</loc><lastmod>2022-02-07T21:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/09/kids-killed-every-year-tv-tip-overs-commissioner-causey-urges-safety-ahead-super-bowl-weekend</loc><lastmod>2022-02-09T19:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/07/fire-chief-charged-falsifying-fire-incident-reports</loc><lastmod>2022-02-09T20:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/09/winston-salem-woman-charged-insurance-fraud</loc><lastmod>2022-02-09T21:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/09/staley-man-charged-insurance-fraud-false-pretense-involving-camper-damage</loc><lastmod>2022-02-09T21:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/10/thomasville-woman-charged-insurance-fraud-involving-renters-claim</loc><lastmod>2022-02-10T20:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/02/25/commissioner-causey-selects-lori-gorman-lead-captives-insurance-division</loc><lastmod>2022-02-25T19:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/form-and-rate-filings/life-and-health/life-and-health-contacts</loc><lastmod>2025-02-18T15:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/01/commissioner-causey-present-grant-checks-two-fire-departments</loc><lastmod>2022-03-01T20:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/02/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-four-stokes-county-departments</loc><lastmod>2022-03-02T20:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/viatical-settlement-provider-licensing/viatical-settlement-provider-directory</loc><lastmod>2024-11-01T12:42Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/07/severe-weather-preparedness-week-commissioner-causey-urges-storm-readiness</loc><lastmod>2022-03-07T15:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/07/trinity-woman-charged-forgery-false-pretense</loc><lastmod>2022-08-23T12:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/07/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-louisburg-tuesday</loc><lastmod>2022-03-07T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/financial-analysis/request-statutory-deposit-confirmations-or-certifications</loc><lastmod>2025-11-19T20:02Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/11/spring-forward-safely-change-your-clocks-forward-change-your-battery-your-smoke-alarm</loc><lastmod>2022-08-23T12:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/follow-us</loc><lastmod>2025-04-15T14:58Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/16/insurance-commissioner-mike-causey-announce-new-pinehurst-fire-insurance-rating-honor-scotland</loc><lastmod>2022-03-16T19:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/16/two-richmond-county-insurance-agents-charged-fraud-false-pretense</loc><lastmod>2022-05-03T16:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/17/greensboro-man-charged-insurance-fraud-involving-renters-claim</loc><lastmod>2022-03-17T15:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/18/operation-medicine-drop-fights-opioid-epidemic-statewide-take-back-events-during-national-poison</loc><lastmod>2022-03-18T20:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/third-party-administrator-licensing/tpa-directory</loc><lastmod>2026-03-03T14:05Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/22/operation-medicine-drop-prescription-drug-take-back-event-wednesday-raleigh</loc><lastmod>2025-04-10T18:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/life-and-health-licensing/mewa-licensure-and-license-renewals/mewa-directory</loc><lastmod>2023-10-03T12:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/25/insurance-commissioner-mike-causey-honor-pitt-county-agency-thats-been-same-family-century</loc><lastmod>2022-03-25T16:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/life-insurance/universal-life-considerations</loc><lastmod>2022-04-01T15:45Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/29/tarboro-woman-charged-insurance-fraud</loc><lastmod>2022-03-29T20:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/03/29/two-franklin-county-men-accused-unlicensed-mobile-home-setup</loc><lastmod>2022-03-29T20:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/how-prepare-storm</loc><lastmod>2024-06-05T15:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/05/wendell-woman-charged-insurance-fraud</loc><lastmod>2022-04-05T21:15Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/05/richlands-man-accused-burning-his-own-car-collect-insurance-claim</loc><lastmod>2022-04-05T21:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/how-become-insurance-producer-or-adjuster-nc</loc><lastmod>2022-07-27T17:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/disaster/how-deal-aftermath-disaster</loc><lastmod>2024-05-17T17:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/08/commissioner-causey-calls-motorists-help-prevent-accidents-during-distracted-driving-awareness-month</loc><lastmod>2022-05-11T18:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/13/commissioner-causey-highlight-declining-drug-overdose-rates-stanly-county</loc><lastmod>2022-04-13T17:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/14/commissioner-causey-honor-wendell-firefighters-save-award</loc><lastmod>2022-04-18T14:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/19/insurance-commissioner-mike-causey-recognizes-shiip-volunteers-during-national-volunteer-week</loc><lastmod>2022-04-19T20:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/20/raleigh-man-charged-insurance-fraud</loc><lastmod>2022-04-20T17:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/20/caswell-county-man-accused-insurance-fraud</loc><lastmod>2022-04-20T17:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/20/commissioner-causey-join-guilford-county-sheriff-rogers-operation-medicine-drop-drug-take-back-event</loc><lastmod>2022-04-27T20:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/21/elizabeth-city-woman-charged-insurance-fraud</loc><lastmod>2022-04-21T17:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/21/creswell-man-charged-insurance-fraud</loc><lastmod>2022-04-21T18:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/22/greensboro-man-charged-insurance-fraud-false-pretense</loc><lastmod>2022-04-22T16:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/22/winston-salem-man-charged-insurance-fraud</loc><lastmod>2022-04-22T16:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/22/commissioner-causey-promotes-two-appoints-one-director-roles-ncdoi</loc><lastmod>2022-04-22T19:19Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/27/commissioner-causey-announces-reaccreditation-ncdoi</loc><lastmod>2022-04-27T20:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/27/state-fire-marshal-present-checks-three-emergency-response-units</loc><lastmod>2022-04-27T20:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/28/commissioner-causey-make-three-pitches-distracted-driving-awareness-month</loc><lastmod>2022-05-11T18:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/29/commissioner-causey-attend-drug-take-back-events-during-craven-pitt-trip-saturday</loc><lastmod>2022-04-29T16:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/04/29/insurance-commissioner-mike-causey-honor-harnett-county-teenager-heroism-award-monday</loc><lastmod>2022-05-03T17:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/02/state-fire-marshal-announce-fire-insurance-ratings-raleigh-week</loc><lastmod>2022-05-02T19:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/02/commissioner-causey-present-k9-dog-nancy-raleigh-press-event</loc><lastmod>2022-05-02T20:19Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/03/state-fire-marshal-causey-honor-firefighters-present-grants-during-thursday-visit-guilford-randolph</loc><lastmod>2022-05-03T22:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/09/commissioner-causey-present-grant-checks-emergency-responders-during-two-days-eastern-nc-visits</loc><lastmod>2022-05-09T20:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance/distracted-driving-awareness</loc><lastmod>2025-04-15T15:13Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/17/commissioner-causey-host-ribbon-cutting-ncdois-piedmont-regional-office</loc><lastmod>2022-05-18T12:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/social-media-library</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/hurricane-prepared-social-media</loc><lastmod>2022-09-22T14:14Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/flood-insurance-social-media</loc><lastmod>2022-09-22T15:04Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/insurance-fraud-felony-social-media</loc><lastmod>2022-09-22T15:14Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/report-fraud-social-media</loc><lastmod>2022-09-22T15:35Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/distracted-driving-social-media</loc><lastmod>2022-09-22T13:56Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/20/commissioner-causey-present-insurance-departments-top-award-during-saturday-visit-rockingham-county</loc><lastmod>2022-05-20T15:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/20/state-fire-marshal-present-checks-five-emergency-response-units</loc><lastmod>2022-05-20T19:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/05/26/play-it-safe-around-water-memorial-day-weekend</loc><lastmod>2022-05-26T20:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/01/new-negotiated-homeowners-insurance-rate-takes-effect-june-1-2022</loc><lastmod>2022-06-01T16:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/03/state-fire-marshal-mike-causey-organizes-statewide-smoke-alarm-canvass-prevent-fire-deaths</loc><lastmod>2022-06-03T16:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/08/commissioner-causey-calls-attention-potential-perils-reckless-driving</loc><lastmod>2022-06-09T12:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/09/commissioner-causey-addresses-media-reports-housing-inspection-delays</loc><lastmod>2022-06-09T21:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/10/results-are-office-state-fire-marshal-installs-thousands-smoke-alarms-smoke-alarm-saturday</loc><lastmod>2022-06-10T18:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/13/shiip-helps-save-nc-medicare-beneficiaries-millions</loc><lastmod>2022-06-13T18:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/13/charlotte-woman-charged-insurance-fraud</loc><lastmod>2022-06-13T18:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/17/commissioner-causey-applauds-new-captive-insurance-law-improvements</loc><lastmod>2022-06-17T13:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/20/greensboro-woman-charged-insurance-fraud</loc><lastmod>2022-06-20T18:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/20/pender-county-man-charged-insurance-fraud</loc><lastmod>2022-06-20T18:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/22/commissioner-causey-throw-out-first-pitch-distracted-driving-awareness</loc><lastmod>2022-06-22T20:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/06/23/greensboro-man-charged-insurance-fraud-involving-renters-claim</loc><lastmod>2022-06-23T20:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/08/greensboro-woman-charged-insurance-fraud-renters-insurance-claim</loc><lastmod>2022-07-08T19:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/08/concord-woman-charged-insurance-fraud</loc><lastmod>2022-07-08T19:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/11/doi-chief-deputy-michelle-osborne-named-chair-position-campbell-university</loc><lastmod>2022-07-11T20:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/13/martin-county-man-charged-insurance-fraud</loc><lastmod>2022-07-13T16:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/13/rocky-mount-woman-charged-insurance-fraud</loc><lastmod>2022-07-13T20:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/14/commissioner-causey-names-jackie-obusek-chief-deputy-commissioner</loc><lastmod>2022-07-14T17:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/20/jacksonville-woman-charged-insurance-fraud</loc><lastmod>2022-07-20T12:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/20/look-you-lock-insurance-commissioner-mike-causey-host-raleigh-demonstration-prevent-hot-car-deaths</loc><lastmod>2022-07-20T13:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/07/29/winterville-woman-charged-seven-counts-insurance-fraud</loc><lastmod>2022-07-29T19:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/01/rocky-mount-woman-accused-insurance-fraud-altering-car-title</loc><lastmod>2022-08-01T20:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/02/commissioner-causey-expands-hardship-eligibility-programs-greg-lindbergs-former-insurance-companies</loc><lastmod>2022-08-02T18:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/05/shiip-wins-prestigious-star-award-oklahoma-city</loc><lastmod>2022-08-05T15:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-and-seniors-health-insurance-information-program-shiip/shiip-monthly-awareness</loc><lastmod>2026-03-05T16:20Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/11/apex-man-charged-insurance-fraud-involving-rolex-watch</loc><lastmod>2022-08-11T18:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/11/raleigh-woman-charged-insurance-fraud</loc><lastmod>2022-08-11T18:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/16/high-point-woman-charged-fraud-renters-insurance-claim</loc><lastmod>2022-08-16T18:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/17/insurance-commissioner-mike-causey-host-hot-car-demonstration-lillington</loc><lastmod>2022-08-17T16:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/health-claim-denied-social-media</loc><lastmod>2024-12-11T17:06Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-extra-help-social-media</loc><lastmod>2024-12-11T18:17Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/22/nc-rate-bureau-requests-overall-426-rate-increase-dwelling-policies</loc><lastmod>2022-08-22T20:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/24/back-school-safety-know-rules-road</loc><lastmod>2022-08-24T17:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/08/24/advance-man-charged-insurance-fraud-involving-wrecked-motorcycle</loc><lastmod>2022-08-24T18:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/doi-mobile-app</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/07/raeford-woman-charged-insurance-fraud</loc><lastmod>2022-09-07T19:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos/how-submit-fingerprints-peo</loc><lastmod>2023-02-22T16:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos</loc><lastmod>2025-09-30T19:11Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/09/asheboro-woman-charged-insurance-fraud</loc><lastmod>2022-09-09T15:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/individual-self-insured-workers-compensation</loc><lastmod>2025-06-27T14:00Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos/how-apply-individualgroup-peo</loc><lastmod>2026-02-03T19:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/professional-employer-organizations-peos/how-apply-de-minimis-registration</loc><lastmod>2025-05-14T17:09Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/16/commissioner-causey-attend-hose-uncoupling-ceremony-groundbreaking-fayetteville-monday</loc><lastmod>2022-09-16T17:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/home-page-4</loc><lastmod>2026-01-06T15:47Z</lastmod><changefreq>yearly</changefreq><priority>1.0</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/26/commissioner-causey-selects-michael-arcangel-top-captive-analyst-post</loc><lastmod>2024-02-08T17:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/26/insurance-commissioner-causey-reminds-medicare-beneficiaries-compare-plans</loc><lastmod>2025-05-12T19:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/29/pitt-county-man-charged-insurance-fraud</loc><lastmod>2022-09-29T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/09/29/randleman-woman-boyfriend-charged-conspiracy</loc><lastmod>2022-09-29T20:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/03/cabarrus-county-woman-charged-insurance-fraud-false-pretense</loc><lastmod>2022-10-03T18:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/jackie-obusek</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/john-hoomani</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/mitchell-weiner</loc><lastmod>2024-12-03T21:04Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/marty-sumner</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/13/insurance-commissioner-causey-announces-court-approved-liquidation-nc-mutual</loc><lastmod>2022-10-14T14:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/07/insurance-commissioner-calls-hearing-proposed-dwelling-insurance-rate-increase</loc><lastmod>2022-10-14T18:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/25/state-fire-marshal-present-heroism-award-middle-school-kinston</loc><lastmod>2022-10-25T19:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/28/commissioner-causey-issues-statement-nc-mutual-ruling</loc><lastmod>2022-10-28T20:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/28/bright-health-exit-nc-aca-marketplace-2023</loc><lastmod>2022-10-28T20:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/are-you-prepared-winter-weather</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/10/31/state-fire-marshal-deliver-state-budget-check-station-williamston</loc><lastmod>2022-10-31T20:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/01/rate-bureau-issues-insurance-rate-increase-request-mobile-home-policies</loc><lastmod>2022-11-01T20:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/04/forsyth-county-man-charged-insurance-fraud</loc><lastmod>2022-11-04T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/continuing-care-retirement-communities-ccrc/continuing-care-home-ccah</loc><lastmod>2026-03-05T18:32Z</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/17/commissioner-causey-hosts-fiery-demonstration-show-how-turkey-fryers-can-lead-flames-thanksgiving</loc><lastmod>2022-11-17T18:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/22/commissioner-causey-issues-statement-liquidation-lindbergs-insurance-companies</loc><lastmod>2022-11-22T17:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/22/man-charged-setting-fire-montgomery-county-church</loc><lastmod>2022-11-22T21:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/23/man-charged-failing-perform-fire-inspection-duties-durham-schools</loc><lastmod>2022-11-23T18:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/23/randolph-county-woman-charged-insurance-fraud-false-pretense</loc><lastmod>2022-11-23T18:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/11/28/commissioner-causey-present-three-order-guardian-awards-new-hanover-and-onslow-counties</loc><lastmod>2022-11-28T20:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/02/commissioner-causey-present-two-order-guardian-awards-guilford-county</loc><lastmod>2022-12-02T21:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/06/commissioner-causey-requests-deferral-premium-payments-help-consumers-counties-affected-sandhills</loc><lastmod>2022-12-06T20:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/07/winter-weather-preparedness-week-commissioner-causey-urges-families-stay-safe-winter</loc><lastmod>2022-12-07T21:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/08/commissioner-causey-announces-special-enrollment-period-medicare-beneficiaries-affected-moore-county</loc><lastmod>2022-12-08T16:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/09/charlotte-man-charged-insurance-fraud-regarding-laptop-damage</loc><lastmod>2022-12-09T16:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/20/wake-county-man-arrested-false-pretense-charges</loc><lastmod>2022-12-20T20:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2022/12/30/commissioner-causey-and-shiip-remind-seniors-review-make-changes-medicare-advantage-coverage-march</loc><lastmod>2025-05-13T15:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/04/insurance-commissioner-mike-causey-present-heroism-award-hickory-police-officer-save-award-rowan</loc><lastmod>2023-01-04T21:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/06/commissioner-causey-present-two-order-guardian-awards-firefighters-durham-county</loc><lastmod>2023-01-06T16:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/06/insurance-commissioner-mike-causey-announce-new-insurance-rating-statesville-fire-department-monday</loc><lastmod>2023-01-06T21:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/11/commissioner-causey-announces-over-105-million-saved-or-recovered-north-carolinians-2022</loc><lastmod>2023-01-12T14:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-industry/rules-rules-review-and-legislative-reports/legislative-reports</loc><lastmod>2025-12-31T14:41Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/18/commissioner-causey-present-three-awards-vance-county-thursday</loc><lastmod>2023-01-18T16:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/30/commissioner-causey-notes-captive-insurers-setting-shop-nc</loc><lastmod>2023-01-30T18:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/01/31/commissioner-causey-negotiates-settlement-dwelling-rate-request</loc><lastmod>2023-01-31T17:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/02/nc-rate-bureau-requests-284-percent-rate-increase-auto-insurance</loc><lastmod>2023-02-02T19:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/06/commissioner-causey-and-shiip-advise-medicare-beneficiaries-how-respond-recent-federal-data-breach</loc><lastmod>2023-02-06T16:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/08/commissioner-causey-urges-television-safety-during-super-bowl-weekend</loc><lastmod>2023-02-08T16:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/23/greensboro-man-accused-insurance-fraud-falsely-reporting-auto-theft</loc><lastmod>2023-02-23T16:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/23/biscoe-woman-accused-insurance-fraud-attempting-obtain-property-false-pretense</loc><lastmod>2023-02-23T19:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/24/commissioner-causey-present-heroism-awards-during-visit-columbus-county-monday</loc><lastmod>2023-02-24T20:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/02/27/winston-salem-woman-charged-insurance-fraud</loc><lastmod>2023-02-27T19:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/06/commissioner-causey-present-two-order-guardian-awards-during-visits-wilkesboro-and-elkin</loc><lastmod>2023-03-06T21:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/10/nc-department-insurance-host-grand-opening-gastonia-regional-office</loc><lastmod>2023-03-10T15:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/14/greensboro-woman-charged-insurance-fraud</loc><lastmod>2023-03-14T19:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/15/gastonia-woman-charged-insurance-fraud</loc><lastmod>2023-03-15T16:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/23/two-bail-bondsmen-charged-breaking-and-entering-guilford-county</loc><lastmod>2023-03-23T19:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/23/caswell-county-woman-charged-insurance-fraud</loc><lastmod>2023-03-23T19:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/28/orange-county-woman-faces-insurance-fraud-attempted-false-pretense-charges</loc><lastmod>2023-03-28T20:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/28/rutherford-county-man-charged-insurance-fraud</loc><lastmod>2023-03-28T20:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/28/durham-county-woman-arrested-insurance-fraud-false-pretense-charges</loc><lastmod>2023-03-28T20:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/03/31/rowan-county-man-faces-false-pretense-charge</loc><lastmod>2023-04-01T17:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/04/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-kill-devil-hills-wednesday</loc><lastmod>2023-04-04T14:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/05/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-hendersonville-fire-department</loc><lastmod>2023-04-05T14:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/10/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-faith-fire-department-tuesday</loc><lastmod>2023-04-10T14:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/11/insurance-commissioner-causey-sets-hearing-date-proposed-auto-insurance-rate-increase</loc><lastmod>2023-04-11T20:19Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/13/commissioner-causey-make-three-pitches-distracted-driving-awareness-month</loc><lastmod>2023-04-13T18:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/17/ncdoi-determines-maximum-enrollment-friday-health-plans-reached</loc><lastmod>2023-04-17T20:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/19/insurance-commissioner-mike-causey-recognizes-shiip-volunteers-during-national-volunteer-week</loc><lastmod>2023-04-19T18:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/04/20/operation-medicine-drop-drug-take-back-event-saturday-wilmington</loc><lastmod>2023-04-20T15:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/04/blue-cross-nc-fast-tracks-bill-create-holding-company</loc><lastmod>2023-05-04T19:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/10/commissioner-causey-present-order-guardian-award-pender-county</loc><lastmod>2023-05-10T19:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/16/commissioner-causey-negotiates-settlement-mobile-homes-cancels-hearing</loc><lastmod>2023-05-16T16:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/17/chatham-county-man-charged-insurance-fraud</loc><lastmod>2023-05-17T15:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/23/greensboro-man-woman-charged-insurance-fraud-attempted-false-pretense</loc><lastmod>2023-05-23T16:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/24/commissioner-causey-urges-water-safety-practices-ahead-memorial-day-holiday</loc><lastmod>2023-05-24T14:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/05/31/shiip-helps-save-nc-medicare-beneficiaries-millions</loc><lastmod>2023-05-31T15:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/01/dont-let-hurricane-season-catch-you-guard-says-commissioner-causey</loc><lastmod>2023-06-01T15:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/01/smoke-alarm-saturday-2023-state-fire-marshal-mike-causey-organizes-statewide-smoke-alarm-canvass</loc><lastmod>2023-06-01T18:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/06/commissioner-causey-highlights-importance-medicare-fraud</loc><lastmod>2023-06-06T12:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/08/recent-earthquakes-north-carolina-reminder-check-insurance-policy</loc><lastmod>2023-06-08T20:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/14/commissioner-causey-present-order-long-leaf-pine-award-retiring-fire-chief-chapel-hill</loc><lastmod>2023-06-14T20:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/20/insurance-commissioner-causey-places-friday-health-plans-north-carolina-inc-receivership</loc><lastmod>2023-06-20T21:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/shiip-june-social-media</loc><lastmod>2023-06-22T15:17Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-july-social-media</loc><lastmod>2023-06-22T15:34Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-august-social-media</loc><lastmod>2023-06-22T15:42Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-september-social-media</loc><lastmod>2023-06-22T15:49Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-october-social-media</loc><lastmod>2023-06-22T15:53Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-november-social-media</loc><lastmod>2023-06-22T18:06Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-december-social-media</loc><lastmod>2023-06-22T18:09Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/26/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-burlington-fire-department</loc><lastmod>2023-06-26T17:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/27/insurance-commissioner-mike-causey-present-guardian-award-clayton-fire-chief</loc><lastmod>2023-06-27T19:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/28/commissioner-causey-announces-new-technology-upgrades-will-better-link-computer-systems-bail-bond</loc><lastmod>2023-06-28T18:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/06/29/commissioner-causey-offers-summer-safety-tips-july-4th</loc><lastmod>2023-06-29T18:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/07/07/commissioner-causey-names-angela-hatchell-senior-deputy-commissioner</loc><lastmod>2023-07-07T15:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/seniors-health-insurance-information-program-annual-coordinators-training-conference</loc><lastmod>2024-07-25T13:32Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/07/20/commissioner-causey-tour-tornado-damaged-areas-nash-county</loc><lastmod>2023-07-20T15:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/07/24/commissioner-causey-present-top-award-three-rockingham-county-volunteer-firefighters</loc><lastmod>2023-07-24T18:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/07/25/insurance-commissioner-mike-causey-demonstrate-dangers-hot-cars</loc><lastmod>2023-07-25T20:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/07/31/nc-rate-bureau-requests-overall-506-rate-increase-dwelling-policies</loc><lastmod>2023-07-31T20:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/shiip-coordinating-duties-report</loc><lastmod>2023-08-02T13:23Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/02/nc-shiip-director-melinda-munden-honored-newly-created-national-award</loc><lastmod>2023-08-02T14:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/02/friday-health-plan-policyholders-must-select-new-coverage-aug-31-avoid-gap-coverage</loc><lastmod>2023-08-02T19:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/07/insurance-commissioner-mike-causey-announce-new-fire-insurance-rating-gastonia-fire-department</loc><lastmod>2023-08-07T15:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/08/commissioner-causey-negotiates-settlement-automobile-insurance-rates</loc><lastmod>2023-08-08T16:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/08/commissioner-causey-offers-storm-preparedness-tips-after-damaging-night-severe-weather</loc><lastmod>2023-08-08T20:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/10/edenton-husband-and-wife-arrested-insurance-fraud-and-attempted-obtain-property-false-pretense</loc><lastmod>2023-08-10T19:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/11/greenville-woman-arrested-insurance-fraud-and-attempt-obtain-property-false-pretense</loc><lastmod>2023-08-11T16:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/14/hillsborough-couple-charged-insurance-fraud</loc><lastmod>2023-08-14T20:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/insurance-insights-podcast</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/17/new-multi-agency-media-event-address-school-bus-safety-practices</loc><lastmod>2023-08-17T16:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/22/back-school-safety-checklist-commissioner-causey-reminds-families-importance-bus-safety</loc><lastmod>2023-08-22T14:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/24/pinetops-man-arrested-insurance-fraud</loc><lastmod>2023-08-24T18:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/28/commissioner-causey-reminds-friday-health-plans-customers-looming-deadline</loc><lastmod>2023-08-28T14:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/28/wake-county-woman-accused-stealing-fathers-identity-insurance-fraud</loc><lastmod>2023-08-28T20:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/30/ahead-hurricane-idalia-commissioner-causey-urges-storm-preparedness</loc><lastmod>2023-08-30T15:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/08/31/insurance-commissioner-calls-hearing-proposed-dwelling-insurance-rate-increase</loc><lastmod>2023-08-31T14:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/01/doi-launches-first-ever-podcast-titled-insurance-insights</loc><lastmod>2023-09-01T17:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/06/wake-county-man-charged-insurance-fraud</loc><lastmod>2023-09-06T17:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/07/cabarrus-county-insurance-agent-charged-id-theft-attempted-false-pretense</loc><lastmod>2025-10-08T16:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/14/keeping-kids-safe-commissioner-causey-kicks-child-passenger-safety-week-free-car-seats-families</loc><lastmod>2023-09-14T18:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/25/doi-partners-form-multi-agency-cooperative-disability-investigations-unit</loc><lastmod>2023-09-25T17:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/25/commissioner-causey-issues-statement-passage-nc-state-budget</loc><lastmod>2023-09-26T11:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/25/charlotte-woman-charged-insurance-fraud</loc><lastmod>2023-09-25T20:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/25/mother-son-accused-embezzling-47106-clients</loc><lastmod>2023-09-25T20:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/25/charlotte-woman-charged-insurance-fraud-0</loc><lastmod>2023-09-25T20:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/26/forsyth-county-woman-faces-insurance-fraud-attempted-false-pretense-charges</loc><lastmod>2023-09-26T15:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/28/greensboro-man-charged-insurance-fraud</loc><lastmod>2023-09-28T19:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/09/28/forsyth-county-woman-faces-insurance-fraud-charge-over-claim-she-was-out-work</loc><lastmod>2023-09-28T19:19Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/10/02/commissioner-causey-medicare-beneficiaries-should-review-their-options-2024</loc><lastmod>2025-05-12T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/10/06/fire-prevention-week-2023-commissioner-causey-touring-state-remind-families-cooking-safety-starts</loc><lastmod>2023-10-06T17:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/10/09/commissioner-causey-honor-15-orange-county-firefighters-guardian-awards-years-service</loc><lastmod>2023-10-09T14:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/10/10/wake-county-man-arrested-insurance-fraud</loc><lastmod>2023-10-10T20:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/fire-marshal-101</loc><lastmod>2023-10-13T16:36Z</lastmod><changefreq>never</changefreq><priority>0.4</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/10/31/commissioner-causey-names-bailey-and-jarman-leadership-roles-office-state-fire-marshal</loc><lastmod>2023-10-31T21:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/02/change-your-clocks-change-your-alarm-batteries-weekend-during-daylight-saving-time</loc><lastmod>2023-11-03T13:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/08/rockingham-county-man-arrested-attempting-obtain-property-false-pretense</loc><lastmod>2023-11-08T17:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/08/new-hanover-county-man-charged-insurance-fraud</loc><lastmod>2023-11-08T21:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/16/commissioner-causey-highlight-fire-service-achievements-during-two-stops-weekend</loc><lastmod>2023-11-16T21:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/17/commissioner-causey-hosts-fiery-demonstration-show-how-turkey-fryers-can-lead-flames-thanksgiving</loc><lastmod>2023-11-17T15:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/21/ncs-captive-insurance-program-obtains-highly-commended-status</loc><lastmod>2023-11-21T19:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/file-service-legal-process-commissioner-insurance</loc><lastmod>2025-11-17T21:03Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/27/commissioner-causey-present-save-award-randleman</loc><lastmod>2023-11-27T21:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/29/greensboro-woman-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2023-11-29T18:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/29/albemarle-man-accused-identity-theft</loc><lastmod>2023-11-29T21:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/30/onslow-county-man-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2023-11-30T14:49Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/11/30/south-carolina-woman-accused-insurance-fraud</loc><lastmod>2023-11-30T20:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/04/chief-deputy-commissioner-jackie-obusek-brings-home-top-award-national-insurance-conference</loc><lastmod>2023-12-04T17:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/04/commissioner-causey-honor-retiring-fire-chief-commissioners-award-mebane</loc><lastmod>2023-12-04T19:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/05/commissioner-causey-alerts-consumers-medicare-health-insurance-scams</loc><lastmod>2023-12-05T20:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/06/tis-season-holiday-safety-fire-demonstration-show-how-quickly-dry-christmas-tree-can-burn</loc><lastmod>2023-12-06T19:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/12/nash-county-woman-arrested-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2023-12-12T18:53Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/13/commissioner-causey-encourages-storm-readiness-after-tornado-sweeps-through-garner</loc><lastmod>2023-12-13T20:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/shiip-january-social-media</loc><lastmod>2023-12-20T19:19Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-february-social-media</loc><lastmod>2023-12-20T19:19Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-march-social-media</loc><lastmod>2024-12-11T17:07Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2023/12/28/insurance-commissioner-causey-reminds-seniors-review-make-changes-medicare-advantage-plans-march-31</loc><lastmod>2023-12-29T17:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/02/ahoskie-woman-faces-23-id-theft-false-pretense-forgery-charges</loc><lastmod>2024-01-02T21:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/03/linwood-woman-charged-insurance-fraud-false-pretense</loc><lastmod>2024-01-03T20:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/05/commissioner-causey-names-john-hoomani-chief-operating-officer-doi</loc><lastmod>2024-01-05T15:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/05/insurance-companies-ask-422-rate-increase-homeowners-insurance</loc><lastmod>2024-01-08T02:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/08/ellenboro-man-faces-false-pretense-charge</loc><lastmod>2024-01-08T17:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/12/commissioner-causey-present-guardian-award-during-visit-nash-county-saturday</loc><lastmod>2024-01-12T21:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/16/commissioner-causey-discuss-disaster-preparation-during-visit-harkers-island</loc><lastmod>2024-01-16T20:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/16/commissioner-causey-announces-record-130-million-saved-or-recovered-north-carolinians-2023</loc><lastmod>2024-01-17T16:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/17/bertie-county-man-charged-common-law-forgery-uttering-false-pretense</loc><lastmod>2024-01-17T15:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/18/commissioner-causey-present-awards-county-fire-marshal-and-fire-dog-during-visit-union-county-friday</loc><lastmod>2024-01-18T20:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/18/video-commissioner-causey-addresses-concerns-over-homeowners-insurance-rate-proposals-and-highlights</loc><lastmod>2024-01-18T21:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/19/commissioner-causey-address-corinth-holders-firefighters-saturday-night</loc><lastmod>2024-01-19T20:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/22/commissioner-causey-issues-statement-recent-rate-filing-request-made-insurance-companies</loc><lastmod>2024-01-22T22:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/25/fraud-investigation-leads-charges-against-charlotte-woman-durham-man</loc><lastmod>2024-01-25T22:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/medicare-supplement-medigap-plans</loc><lastmod>2025-07-24T16:02Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/26/commissioner-causey-visit-watkins-community-firefighters-saturday-night</loc><lastmod>2024-01-26T20:29Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/30/raleigh-man-charged-insurance-fraud-attempted-false-pretense</loc><lastmod>2024-01-30T16:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/30/northampton-county-man-charged-insurance-fraud-attempted-false-pretense</loc><lastmod>2024-01-30T16:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/01/30/commissioner-causey-present-guardian-award-during-visit-craven-county-wednesday</loc><lastmod>2024-01-30T21:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/01/commissioner-causey-present-heroism-award-bus-driver-during-visit-harnett-county-friday</loc><lastmod>2024-02-01T17:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/02/fire-department-treasurer-charged-theft-funds</loc><lastmod>2024-04-08T15:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/06/insurance-commissioner-mike-causey-rejects-insurance-companies-average-422-rate-hike-request</loc><lastmod>2024-02-06T18:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/08/pender-county-man-charged-burning-personal-property-insurance-fraud</loc><lastmod>2024-02-08T20:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/09/high-point-woman-charged-insurance-fraud-and-obtaining-property-false-pretenses</loc><lastmod>2024-02-09T20:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/09/commissioner-causey-lauds-captive-insurances-contributions-nc-economy</loc><lastmod>2024-02-12T15:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/15/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-02-15T13:53Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/20/wilkesboro-man-arrested-insurance-fraud-and-obtaining-property-false-pretenses</loc><lastmod>2024-02-20T18:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/26/commissioner-causey-names-amy-funderburk-general-counsel-doi</loc><lastmod>2024-02-26T16:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/02/28/guilford-county-man-arrested-insurance-fraud-and-obtaining-property-false-pretenses</loc><lastmod>2024-02-28T21:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/04/commissioner-causey-urges-storm-readiness-during-severe-weather-preparedness-week</loc><lastmod>2024-03-04T20:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/05/commissioner-causey-lauds-appeals-court-ruling-lindberg-companies-liquidation</loc><lastmod>2024-03-05T17:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/06/bertie-county-man-charged-after-assuming-multiple-identities</loc><lastmod>2024-03-06T20:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/06/commissioner-causey-continues-dwelling-insurance-rate-hearing-july-2024</loc><lastmod>2024-03-06T21:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/08/north-carolina-department-insurance-monitoring-change-healthcare-cyberattack</loc><lastmod>2024-03-08T19:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/shiip-may-social-media</loc><lastmod>2024-03-11T15:42Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/shiip-april-social-media</loc><lastmod>2024-03-11T15:18Z</lastmod><changefreq>never</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/about-doi/leadership/amy-funderburk</loc><lastmod>2024-08-01T22:25Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/12/gaston-county-woman-charged-insurance-fraud</loc><lastmod>2024-03-12T19:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/14/commissioner-causey-sets-2024-webex-flood-insurance-conferences</loc><lastmod>2024-03-14T15:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/14/commissioner-causey-present-commissioners-award-heroic-duty-ems-worker-guilford-county</loc><lastmod>2024-03-14T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/15/gates-county-man-arrested-insurance-fraud-false-pretense-and-filing-false-police-report</loc><lastmod>2024-08-28T15:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/19/lenoir-county-man-charged-insurance-fraud-and-false-pretense</loc><lastmod>2024-08-28T15:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/22/guilford-county-woman-charged-insurance-fraud-and-false-pretense</loc><lastmod>2024-08-28T15:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/26/greene-county-woman-arrested-insurance-fraud</loc><lastmod>2024-03-26T19:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/27/body-shop-owner-charged-insurance-fraud</loc><lastmod>2024-03-27T18:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/03/27/gaston-county-woman-charged-insurance-fraud</loc><lastmod>2024-03-27T18:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/02/commissioner-causey-reminds-homeowners-check-insurance-policies-after-two-recent-earthquakes-north</loc><lastmod>2024-04-02T15:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/02/currituck-county-fire-department-employee-charged-embezzlement</loc><lastmod>2024-04-03T18:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/08/commissioner-causey-urges-motorists-put-their-phones-down-behind-wheel-during-distracted-driving</loc><lastmod>2024-04-09T15:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/09/commissioner-causey-present-century-award-recognizing-100-years-business-wilkes-county-agency</loc><lastmod>2024-04-09T16:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/11/commissioner-causey-announces-new-ranking-captive-insurance-companies-2023</loc><lastmod>2024-04-11T15:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/11/insurance-companies-ask-rate-hike-next-three-years</loc><lastmod>2024-04-11T20:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/11/halifax-county-man-charged-larceny-motor-vehicle-and-obtaining-property-false-pretense</loc><lastmod>2024-04-11T20:22Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/12/commissioner-causey-present-commissioners-award-eagle-scout-johnston-county</loc><lastmod>2024-04-12T20:43Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/17/wilson-county-man-charged-insurance-fraud-after-claiming-fatal-hit-and-run-car-damage-was-caused</loc><lastmod>2024-04-17T15:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/17/mecklenburg-county-adjuster-son-arrested-embezzlement-forsyth-county</loc><lastmod>2024-04-17T19:00Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/18/wilson-county-pair-arrested-multiple-fraud-charges</loc><lastmod>2024-04-18T17:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/04/22/insurance-commissioner-mike-causey-recognizes-shiip-volunteers-during-national-volunteer-week</loc><lastmod>2024-04-22T20:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/01/madison-county-man-charged-forgery-and-false-pretense</loc><lastmod>2024-05-01T20:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/03/sampson-county-man-charged-issuing-false-statement-attempting-obtain-property-false-pretense-forgery</loc><lastmod>2024-05-20T13:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/06/hurricane-preparedness-week-commissioner-causey-explains-what-you-need-know</loc><lastmod>2024-05-06T20:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/07/stokes-county-couple-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2024-05-07T15:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/nc-catastrophe-adjuster-certification</loc><lastmod>2025-10-03T18:27Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/08/wilmington-man-charged-insurance-fraud</loc><lastmod>2024-05-08T14:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/08/anson-county-woman-charged-insurance-fraud-attempting-obtain-property-false-pretense</loc><lastmod>2024-05-20T13:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/08/forsyth-county-man-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2024-05-20T13:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/10/wilson-county-auto-dealer-charged-insurance-fraud-false-pretense</loc><lastmod>2024-05-10T14:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/10/concord-woman-charged-insurance-fraud</loc><lastmod>2024-05-10T14:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/16/commissioner-causey-issues-statement-following-lindberg-verdict</loc><lastmod>2024-05-16T19:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/17/edgecombe-county-mother-and-daughter-charged-two-counts-insurance-fraud</loc><lastmod>2024-05-20T13:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/17/brunswick-county-woman-charged-attempting-obtain-property-false-pretense</loc><lastmod>2024-05-20T13:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/21/new-hanover-county-man-charged-insurance-fraud-after-claiming-intentionally-set-vehicle-fire</loc><lastmod>2024-08-28T15:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/22/commissioner-causey-warns-door-door-scammers-posing-doi-agents</loc><lastmod>2024-05-22T15:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/22/commissioner-causey-urges-water-safety-offers-boating-insurance-tips-ahead-memorial-day-holiday</loc><lastmod>2024-05-22T15:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/24/wilmington-man-charged-insurance-fraud</loc><lastmod>2024-05-24T16:13Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/28/commissioner-causey-observe-start-atlantic-hurricane-season-kinston</loc><lastmod>2024-05-28T18:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/28/commissioner-causey-rejects-mobile-home-insurance-rate-increase-sets-hearing-date</loc><lastmod>2024-05-28T21:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/29/catawba-county-woman-charged-two-counts-identity-theft</loc><lastmod>2024-08-28T15:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/30/wayne-county-woman-charged-insurance-fraud-and-attempts-obtain-property-false-pretense</loc><lastmod>2024-08-28T15:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/30/commissioner-negotiates-settlement-dwelling-rate-request</loc><lastmod>2024-05-30T20:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/31/commissioner-causey-urges-storm-readiness-ahead-potentially-active-hurricane-season</loc><lastmod>2024-05-31T14:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/05/31/wake-county-woman-accused-falsifying-photos-invoice-insurance-claim</loc><lastmod>2024-05-31T19:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/03/charlotte-man-charged-insurance-fraud</loc><lastmod>2024-06-03T19:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/04/mecklenburg-county-man-charged-four-counts-insurance-fraud</loc><lastmod>2024-08-28T15:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/07/nash-county-man-charged-74-felonies-including-identity-theft-forgery-obtaining-property-false</loc><lastmod>2024-06-07T12:55Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/10/commissioner-causey-join-officials-increase-awareness-scams-targeting-elders</loc><lastmod>2024-06-10T20:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/11/commissioner-causey-host-first-insurance-fraud-town-hall-series-leland</loc><lastmod>2024-06-11T16:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/11/commissioner-causey-responds-recent-media-reports-filing-negotiations</loc><lastmod>2024-06-11T18:37Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/17/pitt-county-woman-charged-insurance-fraud-attempting-obtain-property-false-pretense</loc><lastmod>2024-06-17T19:23Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/20/madison-county-fireman-charged-misdemeanor</loc><lastmod>2024-08-28T15:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/21/rutherford-county-woman-charged-insurance-fraud</loc><lastmod>2024-08-28T15:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/24/commissioner-causey-stresses-water-and-boating-safety-ahead-fourth-july</loc><lastmod>2024-06-26T18:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/fraudtownhall</loc><lastmod>2024-10-22T13:36Z</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/06/28/commissioner-causey-urges-reconsideration-federal-firefighter-rule-letter</loc><lastmod>2024-07-09T17:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/02/new-hanover-county-woman-charged-two-counts-insurance-fraud</loc><lastmod>2024-07-02T19:14Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/02/forsyth-county-man-charged-insurance-fraud-attempting-obtain-property-false-pretense</loc><lastmod>2024-07-02T20:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/03/commissioner-causey-releases-two-fourth-july-safety-videos</loc><lastmod>2025-12-03T20:50Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/09/harnett-county-woman-charged-insurance-fraud-attempting-obtain-property-false-pretense</loc><lastmod>2024-08-12T14:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/09/commissioner-causey-host-insurance-fraud-town-hall-rockingham</loc><lastmod>2024-07-09T16:38Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/11/rutherford-county-woman-charged-identity-theft</loc><lastmod>2024-07-11T16:05Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/22/durham-county-man-charged-insurance-fraud-attempted-false-pretense</loc><lastmod>2024-07-22T19:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/23/mecklenburg-county-man-charged-insurance-fraud</loc><lastmod>2024-07-23T20:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/07/24/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-07-24T17:05Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/02/triangle-duo-charged-insurance-fraud</loc><lastmod>2024-08-02T17:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/consumers/health-insurance/health-insurance-fraud</loc><lastmod>2024-08-08T20:01Z</lastmod><changefreq>yearly</changefreq><priority>0.7</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/09/commissioner-causey-advises-consumers-protect-themselves-post-debby</loc><lastmod>2025-12-03T20:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/12/students-return-school-commissioner-causey-reminds-motorists-importance-bus-safety</loc><lastmod>2024-08-12T15:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/12/battleboro-woman-charged-insurance-fraud</loc><lastmod>2024-08-12T19:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/12/wake-county-man-charged-insurance-fraud-obtaining-property-false-pretense-and-filing-false-report</loc><lastmod>2024-08-12T20:24Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/20/commissioner-causey-host-insurance-fraud-town-hall-hillsborough</loc><lastmod>2024-08-20T20:12Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/21/mcdowell-county-man-charged-insurance-fraud</loc><lastmod>2024-08-21T17:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/22/brunswick-county-man-charged-insurance-fraud</loc><lastmod>2024-08-22T20:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/27/commissioner-causey-issues-statement-response-state-court-ruling</loc><lastmod>2024-08-27T18:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/29/wake-county-woman-charged-insurance-fraud-attempting-obtain-property-false-pretense-and-filing-false</loc><lastmod>2024-08-29T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/08/29/charlotte-man-charged-insurance-fraud</loc><lastmod>2024-08-29T20:24Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/17/new-hanover-county-man-charged-insurance-fraud-six-other-charges-multi-agency-investigation</loc><lastmod>2025-02-28T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/23/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-09-23T20:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/24/commissioner-causey-explains-rate-making-process-new-video</loc><lastmod>2024-09-24T16:13Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/24/commissioner-causey-host-insurance-fraud-town-hall-winston-salem</loc><lastmod>2024-09-25T10:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/24/catawba-county-man-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2024-09-24T20:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/25/ahead-hurricane-helene-commissioner-causey-shares-tips-what-do-during-and-after-weather-event</loc><lastmod>2024-09-25T19:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/26/jackson-county-insurance-agent-charged-insurance-fraud</loc><lastmod>2024-09-26T20:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/26/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-09-26T20:36Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/hurricane-helene-response-and-recovery</loc><lastmod>2025-04-15T15:17Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/09/30/commissioner-causey-sends-letter-victims-hurricane-helene</loc><lastmod>2025-05-14T17:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/02/commissioner-causey-announces-first-victim-assistance-centers-aid-north-carolinians-affected</loc><lastmod>2025-05-14T17:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/03/aftermath-helene-commissioner-causey-cautions-public-be-lookout-scammers-and-storm-related-fraud</loc><lastmod>2025-12-03T20:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/homeowners-insurance-rate-hearing-2024</loc><lastmod>2025-02-07T14:51Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/04/homeowners-insurance-rate-case-heads-hearing-oct-7</loc><lastmod>2024-10-04T17:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/07/commissioner-causey-announces-victim-assistance-centers-insurance-camps-boone-and-banner-elk-aid</loc><lastmod>2024-10-07T19:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/07/commissioner-causey-urges-medicare-beneficiaries-check-their-options-2025</loc><lastmod>2025-05-12T19:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/08/commissioner-causey-announces-victim-assistant-centers-boone-aid-those-impacted-hurricane-helene</loc><lastmod>2024-10-08T19:42Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/11/commissioner-causey-announces-victim-assistance-centers-spindale-arden-aid-those-impacted-hurricane</loc><lastmod>2024-10-11T14:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/11/onslow-county-woman-charged-insurance-fraud</loc><lastmod>2024-10-11T17:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/11/nash-county-woman-charged-obtaining-property-false-pretense</loc><lastmod>2024-10-11T19:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/11/pitt-county-woman-charged-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2024-10-11T20:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/14/commissioner-causey-announces-victim-assistance-centers-jefferson-sugar-grove-and-beech-mountain-aid</loc><lastmod>2024-10-14T17:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/17/commissioner-causey-announces-two-days-insurance-camps-south-asheville-aid-those-impacted-hurricane</loc><lastmod>2024-10-17T18:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/18/commissioner-causey-honor-seven-mount-gilead-firefighters-fire-department-celebrates-100-years</loc><lastmod>2024-10-18T18:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/22/hickory-woman-charged-insurance-fraud</loc><lastmod>2024-10-22T19:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/22/ncs-captive-insurance-program-highly-commended-international-publication</loc><lastmod>2024-10-22T19:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/23/commissioner-causey-attend-buncombe-county-insurance-camp-thursday-efforts-assist-hurricane-helene</loc><lastmod>2024-10-23T20:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/25/catawba-county-woman-charged-obtaining-property-false-pretense</loc><lastmod>2024-10-25T17:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/25/two-vance-county-men-charged-acting-bail-bondsman-without-license-breaking-and-entering-felonious</loc><lastmod>2024-10-25T20:00Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/25/commissioner-causey-announces-victim-assistance-centers-transylvania-mcdowell-ashe-caldwell-and</loc><lastmod>2024-10-25T21:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/26/commissioner-causey-present-guardian-award-greensboro-area-fire-department</loc><lastmod>2024-10-26T15:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/28/commissioner-causey-advocate-victims-hurricane-helene-week-washington-dc</loc><lastmod>2024-10-28T19:07Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/29/former-chief-charged-embezzling-155000-caldwell-county-fire-department</loc><lastmod>2024-10-29T19:00Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/30/guilford-county-man-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2024-10-30T19:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/10/31/commissioner-causey-presses-more-aid-victims-hurricane-helene-nations-capital</loc><lastmod>2024-10-31T19:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/01/commissioner-causey-reminds-insurance-industry-state-law-prohibits-penalizing-consumers-who-make</loc><lastmod>2024-11-01T18:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/01/commissioner-causey-announces-victim-assistance-centers-mcdowell-madison-polk-rutherford-alleghany</loc><lastmod>2024-11-01T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/06/commissioner-causey-announces-new-victim-assistance-center-added-swain-county-aid-those-impacted</loc><lastmod>2024-11-06T16:43Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/07/onslow-county-woman-faces-insurance-fraud-charge</loc><lastmod>2024-11-07T20:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/12/commissioner-causey-announces-victim-assistance-center-yancey-county-aid-those-impacted-hurricane</loc><lastmod>2024-11-13T12:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/12/former-kannapolis-insurance-agent-charged-forgery-embezzlement</loc><lastmod>2024-11-13T12:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/13/commissioner-causey-issues-statement-lindberg-guilty-plea</loc><lastmod>2024-11-13T20:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/14/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-11-14T20:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/14/forsyth-county-man-charged-common-law-forgery-and-obtaining-property-false-pretense</loc><lastmod>2024-11-14T21:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/15/commissioner-causey-announces-mitchell-county-victim-assistance-center-aid-those-impacted-hurricane</loc><lastmod>2024-11-15T20:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/18/commissioner-causey-announces-buncombe-and-macon-county-victim-assistance-centers-aid-those-impacted</loc><lastmod>2024-11-18T21:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/19/three-bail-bond-agents-charged-jackson-county-break</loc><lastmod>2024-11-19T20:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/21/cumberland-county-man-charged-obtaining-property-false-pretense-and-failing-perform-work-following</loc><lastmod>2024-11-21T20:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/25/rockingham-county-brother-and-sister-charged-check-counterfeiting-case</loc><lastmod>2024-11-25T13:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/27/rockingham-county-man-charged-insurance-fraud-and-obtaining-property-false-pretense</loc><lastmod>2024-11-27T18:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/27/mecklenburg-county-woman-charged-seven-felonies-including-identity-theft-and-forgery</loc><lastmod>2024-11-27T18:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/11/27/guilford-county-woman-charged-two-counts-insurance-fraud-one-count-identity-theft-and-obtaining</loc><lastmod>2024-11-27T19:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/05/lincoln-county-bail-bondsman-charged-embezzlement-conversion-common-law-forgery-and-common-law</loc><lastmod>2024-12-05T20:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/05/johnston-county-man-charged-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2024-12-05T21:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/06/wilson-county-man-charged-insurance-fraud-two-other-felony-charges-following-multi-agency</loc><lastmod>2024-12-06T18:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/06/dare-county-man-charged-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2024-12-06T20:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/06/union-county-man-charged-two-counts-common-law-forgery-two-counts-obtaining-property-false-pretense</loc><lastmod>2024-12-06T21:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/06/alamance-county-principal-charged-insurance-fraud-false-pretense-forgery</loc><lastmod>2024-12-06T21:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/10/forsyth-county-man-charged-insurance-fraud-obtaining-property-false-pretense</loc><lastmod>2024-12-10T19:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/10/commissioner-causey-shares-christmas-holiday-home-safety-tips-ahead-festive-season</loc><lastmod>2024-12-10T20:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/13/commissioner-causey-honors-41-criminal-investigations-division-employees-new-hurricane-helene</loc><lastmod>2024-12-13T18:22Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/17/archdale-man-faces-insurance-fraud-false-pretense-forgery-perjury-charges</loc><lastmod>2024-12-17T20:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/17/guilford-county-man-charged-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2024-12-17T21:13Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/18/charlotte-woman-charged-insurance-fraud</loc><lastmod>2024-12-18T19:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/18/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2024-12-18T21:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/19/jackson-county-man-arrested-unlicensed-bail-bonding</loc><lastmod>2024-12-19T18:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/19/wake-county-woman-charged-five-counts-insurance-fraud-five-other-related-charges</loc><lastmod>2024-12-19T21:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2024/12/20/nc-department-insurance-recognized-2024-wellbeing-first-champion-supporting-health-worker-well-being</loc><lastmod>2024-12-20T18:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/07/commissioner-causey-urges-north-carolinians-prepare-cold-and-wintry-weather</loc><lastmod>2025-01-08T14:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/07/insurance-commissioner-causey-reminds-seniors-review-make-changes-medicare-advantage-plans-march-31</loc><lastmod>2025-01-07T20:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/08/wake-county-bail-bond-agent-faces-multiple-embezzlement-false-pretense-charges</loc><lastmod>2025-01-08T20:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/10/commissioner-causey-announces-record-144-million-saved-or-recovered-north-carolinians-2024</loc><lastmod>2025-01-10T16:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/13/lenoir-county-couple-charged-arson-insurance-fraud-and-other-related-charges</loc><lastmod>2025-01-13T22:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/17/commissioner-causey-negotiates-settlement-rate-bureaus-homeowners-insurance-request</loc><lastmod>2025-04-01T16:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/commissioner-causey-and-chris-edwards-wptf-interview</loc><lastmod>2025-01-22T15:53Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/24/winston-salem-woman-charged-fraud-false-pretense</loc><lastmod>2025-01-24T20:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/01/29/iredell-county-man-charged-obtaining-property-false-pretense</loc><lastmod>2025-01-29T21:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/03/mecklenburg-county-man-charged-insurance-fraud-after-claiming-car-had-been-hit-deer</loc><lastmod>2025-02-03T22:12Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/03/forsyth-county-pair-and-guilford-county-man-charged-insurance-fraud-and-attempting-obtain-property</loc><lastmod>2025-02-03T22:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/04/automobile-insurers-request-226-increase-nc-motorists</loc><lastmod>2025-02-04T19:45Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/05/smithfield-woman-charged-insurance-fraud</loc><lastmod>2025-02-05T19:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/05/richmond-county-man-charged-insurance-fraud-and-attempting-obtain-property-false-pretense</loc><lastmod>2025-02-05T21:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/06/commissioner-causey-present-eight-awards-wentworth-fire-department-rockingham-county-saturday</loc><lastmod>2025-02-06T21:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/nc-business-minds-insurance-commissioner-rates-climate-change-resiliency-health-sector-vitriol</loc><lastmod>2025-02-07T14:58Z</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/07/commissioner-causey-fines-unitedhealthcare-34-million-violations</loc><lastmod>2025-02-07T18:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/07/former-mount-airy-insurance-agent-charged-eight-fraud-related-felonies-surry-county</loc><lastmod>2025-02-07T21:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/11/commissioner-causey-lauds-continued-captive-insurance-growth-nc</loc><lastmod>2025-02-11T20:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/18/lee-county-bail-bondsman-charged-three-counts-impersonating-law-enforcement-officer</loc><lastmod>2025-02-18T21:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/24/cabarrus-county-bail-bondsman-charged-embezzling-200000-client</loc><lastmod>2025-02-24T21:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/25/guilford-county-woman-charged-forgery-instrument-and-uttering</loc><lastmod>2025-02-25T21:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/27/winston-salem-man-charged-insurance-fraud</loc><lastmod>2025-02-27T17:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/02/27/wake-county-woman-charged-insurance-fraud-and-two-related-offenses</loc><lastmod>2025-02-27T20:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/03/three-charged-bail-bond-related-crimes-surry-county</loc><lastmod>2025-03-03T20:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/04/mecklenburg-county-woman-arrested-insurance-fraud</loc><lastmod>2025-03-04T17:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/04/georgia-man-charged-four-felonies-durham-county</loc><lastmod>2025-03-04T21:42Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/06/commissioner-causey-names-david-yetter-chief-actuary-ncdoi</loc><lastmod>2025-03-06T21:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/13/davidson-county-man-arrested-two-counts-insurance-fraud</loc><lastmod>2025-03-13T16:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/13/wilson-woman-charged-insurance-fraud</loc><lastmod>2025-03-13T19:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/17/greensboro-woman-faces-insurance-fraud-false-pretense-forgery-charges</loc><lastmod>2025-03-17T19:07Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/18/columbus-county-man-charged-insurance-fraud</loc><lastmod>2025-03-18T14:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/18/union-county-man-charged-insurance-fraud</loc><lastmod>2025-03-18T17:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/18/wilson-county-woman-charged-insurance-fraud-after-claiming-same-injury-eight-different-retail-stores</loc><lastmod>2025-03-24T17:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/19/iredell-county-woman-charged-insurance-fraud</loc><lastmod>2025-03-19T17:09Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/21/insurance-commissioner-mike-causey-celebrates-north-carolinas-15000-fortified-roof</loc><lastmod>2025-03-24T12:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/24/anson-county-woman-charged-insurance-fraud</loc><lastmod>2025-12-11T20:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/24/washington-county-woman-charged-insurance-fraud</loc><lastmod>2025-12-03T20:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/25/winston-salem-man-faces-insurance-fraud-forgery-attempted-false-pretense-charges-automobile-policy</loc><lastmod>2025-12-11T20:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/25/hertford-county-woman-faces-insurance-fraud-attempted-false-pretense-charges</loc><lastmod>2025-12-11T20:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/26/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2025-12-12T15:43Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/27/commissioner-causey-sets-hearing-date-proposed-automobile-insurance-rate-increase</loc><lastmod>2025-03-27T19:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/03/28/during-wildfire-state-emergency-commissioner-causey-shares-tips-north-carolinians</loc><lastmod>2025-03-28T15:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/01/nash-county-woman-charged-two-counts-insurance-fraud</loc><lastmod>2025-12-03T21:07Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/01/commissioner-causey-negotiates-mobile-home-rate-settlement-cancels-hearing</loc><lastmod>2025-04-01T20:13Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/02/mecklenburg-county-woman-charged-insurance-fraud</loc><lastmod>2025-04-02T21:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/03/greensboro-man-faces-insurance-fraud-charge</loc><lastmod>2025-12-11T17:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/14/wilmington-woman-charged-id-theft-insurance-fraud</loc><lastmod>2025-12-11T17:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/15/mcdowell-county-man-threatened-kill-three-insurance-agents-following-fraudulent-activity</loc><lastmod>2025-04-17T14:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/16/cherryville-man-charged-insurance-fraud-forgery</loc><lastmod>2025-12-11T17:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/23/wake-county-man-charged-insurance-fraud</loc><lastmod>2025-04-23T20:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/24/charlotte-man-faces-three-insurance-fraud-charges</loc><lastmod>2025-12-11T19:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/30/mecklenburg-county-man-charged-insurance-fraud</loc><lastmod>2025-12-11T18:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/04/30/wake-county-man-charged-21-insurance-related-crimes</loc><lastmod>2025-04-30T20:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/01/commissioner-causey-fines-members-universal-insurers-113000-violations</loc><lastmod>2025-05-01T17:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/14/iredell-county-pair-charged-insurance-fraud-after-staging-auto-accident</loc><lastmod>2025-05-14T20:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/20/commissioner-causey-builders-mutual-agree-39000-civil-penalty-violations</loc><lastmod>2025-05-20T20:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/21/mcdowell-county-woman-charged-insurance-fraud</loc><lastmod>2025-12-03T21:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/22/caldwell-county-woman-charged-insurance-fraud</loc><lastmod>2025-05-22T16:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/22/commissioner-causey-urges-north-carolinians-prepare-active-2025-hurricane-season</loc><lastmod>2025-05-22T20:01Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/28/burlington-man-charged-insurance-fraud-disability-case</loc><lastmod>2025-12-11T19:22Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/05/29/reidsville-woman-faces-insurance-fraud-charge</loc><lastmod>2025-12-11T18:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.ncdoi.gov/news/press-releases/2025/06/05/wake-county-woman-faces-insurance-fraud-false-pretense-charges</loc><lastmod>2025-12-11T19:17Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2025/06/20/commissioner-causey-shares-water-safety-tips</loc><lastmod>2025-06-20T14:59Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2025/06/24/anson-county-man-charged-insurance-fraud</loc><lastmod>2025-06-24T20:43Z</lastmod><changefreq>yearly</changefreq></url>
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<url><loc>https://www.ncdoi.gov/news/press-releases/2026/01/14/gastonia-man-charged-insurance-fraud</loc><lastmod>2026-01-14T20:18Z</lastmod><changefreq>yearly</changefreq></url>
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