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On September 8, 2021 President Biden issued a major disaster declaration for North Carolina.
The Federal Emergency Management Agency (FEMA) issued North Carolina Tropical Storm Fred
Disaster Declaration (4617-DR-NC) for the following counties: Avery, Buncombe, Haywood,
Madison, Transylvania, Watauga, and Yancey.
On September 28, 2021 Insurance Commissioner Causey issued an order that activated the
state of disaster automatic stay of proof of loss requirements, and premium and debt deferrals
as authorized under the provisions of NCGS 58-2-46 for residents of Avery, Buncombe,
Haywood, Madison, Transylvania, Watauga, and Yancey counties in North Carolina.