Group Health Insurance
Under group coverage, a master group policy is issued to the employer who is the group policyholder, and covered employees or "subscribers" receive a certificate or handbook that summarizes the benefits and provisions outlined in the master group contract.
Many group policies provide the option of covering dependent family members. Employers may require eligible employees to satisfy a waiting period of up to 90 days prior to being added to the plan. As the policyholder, the employer does not need the consent of plan participants to change insurance companies, make changes to the plan, or agree to new premiums or benefits. However, North Carolina law requires employers to provide at least 45 days’ notice to their employees when they plan to cease offering health insurance.
Files
2020-insurers-offering-small-group-insurance-coverage.pdf
List of Insurers Offering Small Group Health Insurance Coverage
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