Topics Related to NCDOI

NC Department of Insurance Press Release

Insurance Commissioner Mike Causey renewed his plea for North Carolina homeowners to buy flood insurance. The recommendation comes as the Federal Emergency Management Agency initiated a new program that would allow consumers to buy flood insurance directly through its website.

“You’ve often heard me use the phrase, if it rains at your house, you need flood insurance,” Commissioner Causey said. “Now, it’s easier than ever for consumers to purchase coverage through the National Flood Insurance Program (NFIP).

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Tamara Elizabeth Nelson, 31, of 627 Pine Valley Drive, Wilmington. Nelson was charged with insurance fraud, a felony.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Nautica Tatiyana Williams, 27, of 408 W. Bodenhamer St., Apt. B, Kernersville. Williams was charged with insurance fraud and attempting to obtain property by false pretense, both felonies.

Approved rates for the 2027 Affordable Care Act policies have been released.

For those in North Carolina who have individual ACA coverage, increases in premiums will range from 8.35% to 27.36%. Increases for small group policies will range from 18.78% to 19.54%.

Open enrollment for 2027 ACA policies runs from Nov. 1, 2026, to Jan. 15, 2027. Signing up by Dec. 15, 2026, ensures your coverage will begin on Jan. 1, 2027. Coverage for those signing up after Dec. 15, 2026, will begin on Feb. 1, 2027.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Lashonda Renee Brown, 36, of 402 Cedarfield Court, Wendell. Brown was charged with insurance fraud and obtaining property by false pretense, both felonies. She was also charged with filing a false police report, a misdemeanor.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Jimel Eddie “Blessing” Tamba, 29, of 1327 Briar Creek Road., Apartment 6, Charlotte. Tamba was charged with two counts of insurance fraud, two counts of obtaining property by false pretense, one count attempting to obtain property by false pretense and one count of filing a false affidavit, all felonies. He was charged with misdemeanor impersonating a law enforcement officer.

Insurance Commissioner Mike Causey reminds Medicare beneficiaries that it’s time to compare their current plans and make necessary changes during the annual Open Enrollment Period.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Cameron Alexander Hammond, 34, of Vanceboro. Hammond was charged with one count of insurance fraud, one count of attempting to obtain property by false pretense, and one count of damage to residential property, all felonies.

Insurance Commissioner Mike Causey reminds North Carolina residents to keep their guard up as we mark the second anniversary of Hurricane Helene.

“This hurricane season has been mild compared to most,” Commissioner Causey said. “As we learned from Helene two years ago, it only takes one storm to cause catastrophic damage to our state.”

Hurricane season continues through Nov. 30. Commissioner Causey urged North Carolinians that preparation is the key to surviving a storm and minimizing its effects.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Tony Lee Gunter, 29, of 1525 Gouges Creek Road, Spruce Pine. Gunter has been charged with exploiting a disabled or elderly person’s trust, identity theft and obtaining property by false pretense, all felonies.