Protecting Yourself from Scams

Avoiding scams photo

Before acting on a contractor’s offer for services, heed the following advice to avoid becoming a victim:

  • Beware of contractor or roofing representatives going door-to-door after a disaster.
  • Call your insurance agent or insurance company before signing a contract or paying for repairs. Don’t let the contractor work directly with your insurance company unless your agent gives approval.
  • Work with only licensed and insured contractors.
  • Get more than one estimate. Don’t be pushed into signing a contract right away.
  • Get everything in writing. The cost and the type of work to be done, time schedule, guarantees, payment schedule and other expectations should be detailed.
  • Require references and check them out.
  • Ask to see the salesperson’s driver’s license. Write down the license number. Also take down his or her license plate number.
  • Never sign a contract with blanks. Fraudulent contractors may enter unacceptable terms later.
  • Never pay a contractor in full or sign a completion certificate until the work is completed.