Life Insurance provides financial protection to your family.  As the family grows, one of the main concerns is protecting them from financial burdens should you or your spouse pass away.  Should you or your spouse unexpectedly pass, is your family financially secure?  Most families today are two income households.  Are you able to:

  • pay the funeral expenses?
  • pay the medical bills?
  • pay the mortgage?
  • pay for your child's schooling?

These are just a few of the important questions that you and your spouse should be asking.  The proceeds from a life insurance policy can go a long way towards stabilizing a family’s finances. Immediate expenses can be paid and debts can be met. Long term financial needs, such as educational expenses and mortgages can be paid. The proceeds of life insurance can assist in replacing the deceased’s income and provide financial help to the loved ones left behind.


If you have questions, the Consumer Services Division of the Department of Insurance is here to help.


North Carolina Department of Insurance
3200 Beechleaf Court
Raleigh NC 27604

Request Assistance or File a Complaint