Topics Related to NCDOI

North Carolina Insurance Commissioner Mike Causey has joined Gov. Josh Stein in urging Congress to pass bipartisan legislation that would spur proactive solutions for coastal houses in danger of falling into the ocean.

The Preventing Environmental Hazards Act of 2025, also known as H.R. 3161, introduced by North Carolina Congressman Greg Murphy, would authorize the National Flood Insurance Program (NFIP) to offer pre-collapse coverage so that homeowners could demolish or relocate condemned structures before they fall into the ocean.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Justin Chidozie Nwachukwu, 29, of 6420 Alanbrook Road, Charlotte. Nwachukwu was charged with insurance fraud and obtaining property by false pretense, both felonies.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Nwachukwu of falsely filing an insurance claim for the theft of his 2021 Dodge Charger.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Charnay Hayden Padilla, 26, of 553 Averasboro Drive, Clayton. Padilla was charged with four counts of insurance fraud, three counts of obtaining property by false pretense and one count of attempting to obtain property by false pretense.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Za’kira Zaleaya Price, 23, of 9059 Senca Drive, Wilmington. Price was charged with insurance fraud and obtaining property by false pretense, both felonies.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Price of obtaining $2,341 from Geico Insurance by submitting false medical bills to the insurance company in an automobile collision insurance claim.

The offense occurred on June 13.

Insurance Commissioner Mike Causey joined leaders from the NC Chamber and Blue Cross NC in announcing a new kind of health insurance policy available for many North Carolina small businesses during a news conference on Tuesday, Nov. 4.

Insurance Commissioner Mike Causey will join Blue Cross NC and NC Chamber officials on Tuesday afternoon, Nov. 4, for a news conference to announce and promote a new health insurance initiative designed to help small businesses provide more affordable health insurance for their employees.

Joining Commissioner Causey will be Gary Salamido, president of the NC Chamber, and Fran Gary, Blue Cross NC senior vice president for Health Plan Business.

The North Carolina Rate Bureau has requested an overall 68.3% statewide average rate increase for dwelling insurance policies, with the proposed implementation over a two-year period.

The Rate Bureau represents the insurance companies in the state and is not a part of the N.C. Department of Insurance.

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Tyler Dionysius Englin, 26, of 63 Callahan Trail, Garner. Englin was charged with embezzlement, a felony.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Englin, owner of the public adjuster company TDE Claims LLC, of embezzling $133,097.26 from a Catawba County client.

According to the arrest warrant, Englin was entrusted to receive the claim for his client but Englin kept the money and did not transfer the money to him.

Insurance Commissioner Mike Causey will speak to the Huntersville Rotary Club and stop by the Huntersville Fire & Rescue Department during a visit to Mecklenburg County on Thursday, Oct. 30.

Here is Commissioner Causey’s public schedule for the day:

7:30 a.m. – Huntersville Rotary Club
Huntersville Country Club
15801 Northstone Drive, Huntersville, N.C. 28078

Insurance Commissioner Mike Causey today announced the approved insurance rates for the 2026 Affordable Care Act.

For those in North Carolina that have individual ACA coverage, the average rate will increase by nearly 28.6% in 2026. The increases for individual insurance policies range from 16.88% to 36.4%. The increases for small group policies range from 12.66% to 17.5%