Periodic Review of Rules

N.C. Gen. Stat. §150B-21.3A, adopted in 2013, requires state agencies to review existing rules every 10 years. An initial review will be completed during the next five years, and thereafter rules will be reviewed on a 10-year review cycle. The NC Department of Insurance’s rules are located in Title 11 of the NC Administrative Code. Rules under Title 11 will be reviewed on a schedule established by the Rules Review Commission. The rules from Chapter 12 (11 NCAC 12) of Title 11 are currently under review and available for comment September 13, 2018 – November 16, 2018:

The Department of Insurance is required to evaluate each of the existing rules and make an initial determination from one of these three classifications:

  • Necessary with substantive public interest – the agency has received public comment on the rule within the past two years or the rule affects the property interest of the regulated public, and the agency knows or suspects that any person may object to the rule.
  • Necessary without substantive public interest – the agency determines that the rule is needed, and the rule has not had public comment in the last two years. This category includes rules that identify information that is readily available to the public, such as an address or telephone number.
  • Unnecessary – the agency determines that the rule is obsolete, redundant or otherwise not needed.

If you would like to receive notices regarding rules undergoing rules review that are open for public comment under N.C. Gen. Stat. §150B-21.3A, please request to be added to our DOI Rules  listserve by  emailing

Instructions on submitting a Comment

Each rule has been classified by their respective rule-making bodies. The public may provide comments, within the designated comment period, to a rule through mail or email at:

US Mail
Loretta Peace-Bunch
NC Department of Insurance
Rules Comments
1201 Mail Service Center
Raleigh, NC 27699-1201
Subject: Rules Comment

A public comment is defined as, a written comment objecting to the rule, in whole or in part, received by an agency from any member of the public, including an association or other organization representing the regulated community or other members of the public (G.S. 150B-21.3A(5)).