Safe Driver Incentive Plan
Driving safely saves lives and money. The North Carolina Safe Driver Incentive Plan (SDIP) was created by state law to give drivers a financial incentive to practice safe driving habits. SDIP points are charged as follows for convictions and at-fault accidents occurring during the Experience Period (the three-year period preceding either the date an individual applies for coverage or the insurance company prepares to renew an existing policy).
SDIP Points |
Convictions & At Fault Accidents Points |
% of Rate Increase |
---|---|---|
1 |
|
30% |
2 |
|
45% |
3 |
|
60% |
4 |
|
80% |
8 |
|
195% |
10 |
|
260% |
12 |
|
340% |
SDIP
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