| 1 |
- All other moving violations.
- Speeding 10 mph or less over a speed limit under 55 mph.
- At-fault accident resulting in bodily injury (to all persons) of $1,800 or less; OR resulting in property damage (including damage to insured’s own property) of $1,850 or less. Accidents that occur on or after October 1, 2017, resulting in total property damage (including the insured’s own) of $2,300 or less.
- No Insurance Points will apply for bodily injury if medical costs were incurred solely for diagnostic purposes.
|
30% |
| 2 |
- Illegal passing.
- Following too closely.
- Driving on wrong side of the road.
- At-fault accidents that occur on or after March 1, 2016 and prior to October 1, 2017, resulting in total property damage (including damage to insured’s own property) over $1,850 but under $3,085. Accidents that occur on or after October 1, 2017, resulting in total property damage (including damage to insured’s own property) over $2,300 but less than $3,850.
- Speeding more than 10 mph over the speed limit at a total speed of more than 55 mph and less than 76 mph.
- Speeding 10 mph or less over the speed limit in a speed zone of 55 mph or higher.
|
45% |
| 3 |
- At-fault accident resulting in death or total bodily injury (to all persons) of more than $1,800; OR resulting in total property damage (including damage to insured’s own property) of $3,085 or more. Accidents that occur on or after October 1, 2017, that result in total damage to all property, (including the insured’s own), of $3,850 or more.
- No Insurance Points will apply for bodily injury if the medical costs were incurred solely for diagnostic purposes
|
60% |
| 4 |
- Reckless driving.
- Hit-and-run resulting in property damage only.
- Passing a stopped school bus.
- Speeding in excess of 75 mph when the speed limit is less than 70 mph.
- Speeding in excess of 80 mph when the speed limit is 70 mph or higher.
- Driving by a person less than age 21 after consuming alcohol or drugs.
|
80% |
| 8 |
- Driving during revocation or suspension of license or registration.
- Aggressive driving.
|
195% |
| 10 |
- Highway racing or knowingly lending a motor vehicle for highway racing.
- Speeding to elude arrest.
|
260% |
| 12 |
- Manslaughter or negligent homicide.
- Prearranged highway racing or knowingly lending a motor vehicle for prearranged highway racing.
- Hit-and-run resulting in bodily injury or death.
- Driving with a blood-alcohol level of .08 or more.
- Driving commercial vehicle with a blood-alcohol level of .04 or more.
- Driving while impaired.
- Transporting illegal intoxicating liquor for sale.
|
340% |
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